6285 SE 96th Cir, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 6285 SE 96th Cir, Okeechobee, FL 34974

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,296 sqft · built 1993
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$146,000 (May 2026)
Tax Bill	$1,082 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1-03-38-36-0010-00160-0190`

Property Details

APN / Parcel Number

Primary APN	`1-03-38-36-0010-00160-0190`
Alternative APN	`R10338360010001600190`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,296 sqft Living Area
Gross Area	1,921 sqft
1st Floor Area	1,296 sqft
Flooring	Plywood
Interior Walls	Unfinished

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Roof Type	Flat
Roof Material	Metal
Lot Area	9,583 sqft (0.22 acres)
Porch	Florida Room
Deck Area	329 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6285 SE 96TH CIR
City	OKEECHOBEE
State	FL
Zip	34974-1484
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	PINE OAKS VILLAGE NO 1 LOT 19 BLOCK 16 TOGETHER WITH THAT CERTAIN MANUFACTURED HOME DESCRIBED AS A 1993 HOM WITH VIN NO: FLHMLCP4779859A AND FLHMLCP4779859B AS SHOWN IN THAT AFFIDAVIT RECORDED IN OFFICIAL RECORDS BOOK 635, PAGE 433, PUBLIC RECORDS OF
Legal Range	36E
Legal Township	38S
Legal Section	03
Legal Subdivision	PINE OAKS VILLAGE NO 1
Legal Block	16
Legal Lot Number	19
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	2
Census Block	2003
Census Tract	910401

Owner

Source: Okeechobee County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6285 SE 96TH CIR, OKEECHOBEE, FL 34974-1484
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2026 · Amount on Record
Deed Sale	May 19, 2026 · Amount on Record
Prior Sale	Oct 25, 2016 · Amount on Record
Deed Document Number	20265621
Prior Transfer Date	Jul 26, 1995
Prior Transfer Doc	0369000251
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	May 19, 2026
Property Address	6285 SE 96TH CIR, OKEECHOBEE, FL 34974-1484
Document Number	0000005621
Instrument Date	May 15, 2026
Instrument	20265621
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$103,222.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6285 SE 96TH CIR, OKEECHOBEE, FL 34974-1484

Mortgage

Document Number	0000005622,
Date	May 19, 2026
Instrument	20265622

Lender

Name	EVERGREEN MONEYSOURCE MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,082.00 (+8.42%) Homeowner's exemption	$54,526 (+5.99%)	$104,829 (-1.64%) Land $15,000 Building $89,829
2023	$998.00 (+13.15%) Homeowner's exemption	$51,446 (+3%)	$106,580 (+17.72%) Land $10,000 Building $96,580
2022	$882.00 Homeowner's exemption	$49,948	$90,534 Land $10,000 Building $80,534

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 63 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	63 in force
Nearby Flood Claims	8 (2004–2009)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Jul 2009 · rainfall accumulation
Claims by Event	Hurricane Wilma, Oct 2005 · 3 claims Hurricane Frances, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 44% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35