6285 Kluttz Rd, Concord, NC 28025 Property Records

Cabarrus County property record for 6285 Kluttz Rd, Concord, NC 28025

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 2,472 sqft · built 1998
Lot Size	2.18 acres (95,309 sqft)
Owner	2 Individual Names on File
Last Sale	$435,000 (Jul 2021)
Tax Bill	$2,864 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Jul 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5663 13 2299`

Property Details

APN / Parcel Number

Primary APN	`5663 13 2299`
Alternative APNs	`06001 0051.100000` `148308` `62277`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,472 sqft Living Area
Gross Area	3,911 sqft
1st Floor Area	1,606 sqft
Upper Floors Area	530 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Aluminum/Vinyl
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	95,309 sqft (2.18 acres)
Lot Width	340 ft Width
Garage Type	Mixed
Garage Area	1,584 sqft
Driveway	Concrete Driveway
Driveway Area	1,995 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	305 sqft
Patio Area	510 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	148308
Street Address	6285 KLUTTZ RD
City	CONCORD
State	NC
Zip	28025-7395
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AO
Legal Description	NORTH SIDE KLUTTZ RD
Legal Subdivision	RIMER TOWN
Jurisdiction	CABARRUS NC
Township / Civil Division	6, RIMERTOWN
Census Block Group	1
Census Block	1025
Census Tract	40600

Owner

Source: Cabarrus County records · APN 5663 13 2299

Assessment roll updated September 23, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6285 KLUTTZ RD, CONCORD, NC 28025-7395
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2022	Deed of Trust, Mortgage · Line of Credit COGENT BANK
Jul 30, 2021	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Oct 23, 2020	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 30, 2021 · Amount on Record
Deed Sale	Jul 30, 2021 · Amount on Record
Deed Book / Page	15373 / 173
Prior Transfer Date	Mar 31, 2009
Prior Transfer Doc	8682242
Record Updated	Jun 08, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	6285 KLUTTZ RD, CONCORD, NC 28025-7395
Transaction Type	Mortgage
Record Updated	Jul 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2334 BURNING TREE CIR, SEBRING, FL 33872-4025

Mortgage

Document Number	0016111348
Date	Jul 13, 2022
Book Page	16111/348

Lender

Name	COGENT BANK
Type	Bank
Address	HARRISBURG, NC 28075

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	238 Months
Due	May 24, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Jul 30, 2021
Property Address	6285 KLUTTZ RD, CONCORD, NC 28025-7395
Document Number	15373173
Book / Page	15373 / 173
Instrument Date	Jul 30, 2021
Transaction Type	Transfer
Record Updated	Aug 13, 2021
Title Company	FORTIFIED TITLE, FORTIFIED TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$870.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1220 EMERALD BAY DR, 1220, SALISBURY, NC 28146-1589

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6285 KLUTTZ RD, CONCORD, NC 28025-7395

Mortgage

Document Number	15373176
Date	Jul 30, 2021
Book Page	15373/176

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	6285 KLUTTZ RD, CONCORD, NC 28025-7395
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	14605262
Date	Oct 23, 2020
Book Page	14605/262

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	KANNAPOLIS, NC 28082

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Cabarrus County records · Assessment roll updated September 23, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,864.00 (+39.78%)	$423,790 (+56.32%) Land $72,960 Building $350,830
2024			$423,790 (+56.32%) Land $72,960 Building $350,830
2023	$2,049.00	$271,100 Land $38,400 Building $232,700	$271,100 Land $38,400 Building $232,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 1, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Uniti Group Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Based on FCC filings for 22 locations within half a mile of this property.

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