6285 Church St, Gilroy, CA 95020 Property Records

Santa Clara County property record for 6285 Church St, Gilroy, CA 95020

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,028 sqft · built 2015
Lot Size0.088 acres (3,856 sqft)
Owner2 Individual Names on Record
Last Sale$639,500 (Aug 2015)
Tax Bill$9,364 (2025)
Deeds & MortgagesMay 2021 Mortgage
Flood ZoneZone X (reduced by levee)
APN808-48-086

Property Details

APN / Parcel Number

Primary APN808-48-086

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area2,028 sqft Living Area
1st Floor Area855 sqft
2nd Floor Area1,173 sqft

Exterior

Year BuiltBuilt 2015
Architectural StyleOther
Construction TypeWood
Lot Area3,856 sqft (0.088 acres)
Garage Area427 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Street Address6285 CHURCH ST
CityGILROY
StateCA
Zip95020-8500
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA-20A
Legal DescriptionTR 10184 LOT 139
Legal Tract10184
Legal Lot Number139
JurisdictionSANTA CLARA CA
Township / Civil DivisionSOUTH SANTA CLARA VALLEY
Census Block Group1
Census Block1000
Census Tract512509

Owner

Source: Santa Clara County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-ownerCo-owner on Record
Mailing Address1719 SONOMA AVE, SEASIDE, CA 93955-5626
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names3 Names on Deed
Last SaleAug 27, 2015 · Amount on Record
Deed SaleAug 27, 2015 · Amount on Record
Prior SaleAug 27, 2015 · Amount on Record
Deed Document Number0023064721
Last Transfer DateOct 9, 2024
Transfer Doc0025709988
Record UpdatedJun 8, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address6285 CHURCH ST, GILROY, CA 95020-8500
Transaction TypeMortgage
Record UpdatedMay 28, 2021
Title CompanyUNISOURCE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1719 SONOMA AVE, SAND CITY, CA 93955-5626

Mortgage

Document Number0024966084
DateMay 19, 2021
Instrument24966084
Lender
NameNETWORK CAPITAL FUNDING CORP
TypeMortgage Company
AddressIRVINE, CA 92618
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityGilroy City
Unified School DistrictGilroy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$9,364.00 (+2.18%)$756,933 (+4.04%) Land $355,136 Building $401,797
2023$9,164.00 (+1.66%)$727,543 Land $341,347 Building $386,196
2022$9,014.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims8 (1986)
Claims Outside the SFHA5 of 8
Most Recent ClaimFeb 1986 · Severe Storms & Flooding
Claims by Event
  • Severe Storms & Flooding, Feb 1986 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GILROY
serves 59,426 people · EPA ID CA4310004
Water SourceGroundwater
Last State InspectionFeb 2025
Also Mapped HereSANTA CLARA VALLEY WATER DISTRICT
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNitrate
resolved · Jun 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Razzolink
Fixed Wireless
500 / 250
Etheric Networks
Fixed Wireless
250 / 100
Hankins Information Technology
Fixed Wireless
100 / 20

May also be available: Frontier, GeoLinks, Verizon.

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