62840 Indian Trl, Ray, MI 48096 Property Records

Macomb County property record for 62840 Indian Trl, Ray, MI 48096

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,436 sqft · built 1954
Lot Size	0.95 acres (41,382 sqft)
Owner	Individual Name on File
Last Sale	$208,000 (Jul 2020)
Tax Bill	$3,732 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-05-22-227-004`

Property Details

APN / Parcel Number

Primary APN	`21-05-22-227-004`
Alternative APN	`0522227004`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,436 sqft Living Area
1st Floor Area	1,436 sqft
Basement Area	416 sqft
Unfinished Basement	416 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 2012
Architectural Style	Ranch
Lot Area	41,382 sqft (0.95 acres)
Lot Dimensions	243 ft deep x 170 ft wide
Garage Area	944 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	62840 INDIAN TRL
City	RAY
State	MI
Zip	48096-3113
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	T4N, R13E, SEC 22; COMM AT NE COR SEC 22; TH S8944'00"W 738 FT; TH S3310'00"E 495 FT TO POB; TH S3310'00"E 170 FT ALG C/L OF CROOKED RD; TH N5650'00"E 230.81 FT; TH N2444'08"W 171.85 FT; TH S5650'00"W 256.02 FT TO POB; BEING PARC B; 0.95 AC
Legal Range	13E
Legal Township	04N
Legal Section	02
Jurisdiction	MACOMB MI
Township / Civil Division	RAY
Census Block Group	2
Census Block	2005
Census Tract	216000

Owner

62840 Indian Trl is owned and occupied by an individual who acquired it in May 2021.

Source: Macomb County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	62840 INDIAN TRL, RAY, MI 48096-3113
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Jul 15, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jul 13, 2020	Warranty Deed, Transfer PREMIER TITLE AGENCY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2020 · Amount on File
Deed Sale	Jul 13, 2020 · Amount on File
Prior Sale	Feb 23, 2012 · Amount on File
Deed Document Number	202078851
Deed Book / Page	26826 / 873
Last Transfer Date	May 26, 2021
Transfer Doc	0002211274
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	62840 INDIAN TRL, RAY, MI 48096-3113
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	62840 INDIAN TRL, RAY, MI 48096-3113

Mortgage

Document Number	2102255094
Date	Oct 21, 2021
Book Page	28108/791
Instrument	202102255094

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Sep 9, 2046

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACOMB MI
Recording Date	Jul 15, 2021
Property Address	62840 INDIAN TRL, RAY, MI 48096-3113
Document Number	2102211274
Book / Page	27870 / 280
Instrument Date	May 26, 2021
Instrument	202102211274
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	62840 INDIAN TRL, RAY, MI 48096-3113

Mortgage

Document Number	2102211275
Date	Jul 15, 2021
Instrument	202102211275

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	239 Months
Due	Jun 1, 2041

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Jul 13, 2020
Property Address	62840 INDIAN TRL, RAY, MI 48096-3113
Document Number	0000078851
Book / Page	26826 / 873
Instrument Date	Jul 2, 2020
Instrument	2078851
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	PREMIER TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Tax	$1,788.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	62840 INDIAN TRL, 62840, RAY, MI 48096-3113

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23021 BROOKDALE BLVD, SAINT CLAIR SHORES, MI 48082-2138

Tax Assessment & Valuation

The 2025 property tax bill for 62840 Indian Trl was $3,732 with a homeowner's exemption, up 2.9% from the year before.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Ray Township
Unified School District	New Haven Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$160,400 (-2.08%)	$320,800 (-2.08%)
2025	$3,732.00 (+2.87%) Homeowner's exemption	$163,800	$327,600
2024	$3,628.00
2023		$115,200	$230,400
2022	$3,175.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 62840 Indian Trl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 62840 Indian Trl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T.

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