6284 Ruffin Ln, Conover, NC 28613 Property Records

Catawba County property record for 6284 Ruffin Ln, Conover, NC 28613 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,948 sqft · built 2000
Lot Size	0.77 acres (33,541 sqft)
Owner	2 Individual Names on File
Last Sale	$75,000 (Feb 2000)
Tax Bill	$3,113 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3745-01-05-6911`

Property Details

APN / Parcel Number

Primary APN	`3745-01-05-6911`
Alternative APN	`0400754`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	1 Story
Building Area	3,948 sqft Living Area
1st Floor Area	1,496 sqft
Basement Area	1,496 sqft
Finished Basement	1,496 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Brick
Lot Area	33,541 sqft (0.77 acres)
View / Lot	Waterfront / Beach
Garage Type	Attached
Garage Area	896 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	1,216 sqft
Deck Area	504 sqft
Patio Area	784 sqft
Gazebo	Gazebo
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	6284 RUFFIN LN
City	CONOVER
State	NC
Zip	28613-7837
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 LOT 3 PL 37-126 PL 37-126
Legal Subdivision	KNOLLS POINT
Legal Lot Number	3
Jurisdiction	CATAWBA NC
Township / Civil Division	CLINES
Census Block Group	1
Census Block	1014
Census Tract	10201

Owner

Source: Catawba County records · APN 3745-01-05-6911

Assessment roll updated August 3, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6284 RUFFIN LN, CONOVER, NC 28613-7837
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2022	Deed of Trust, Mortgage · Line of Credit PEOPLES BANK
Mar 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Jun 20, 2019	Deed of Trust, Mortgage · Conventional with PMI FIRSTBANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 14, 2000 · Amount on Record
Deed Sale	Feb 14, 2000 · Amount on Record
Last Transfer Date	Feb 10, 2009
Transfer Doc	0029540962
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	6284 RUFFIN LN, CONOVER, NC 28613-7837
Transaction Type	Mortgage
Record Updated	Nov 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6284 RUFFIN LN, CONOVER, NC 28613-7837

Mortgage

Document Number	0037581424
Date	Jul 25, 2022
Book Page	3758/1424
Instrument	16380

Lender

Name	PEOPLES BANK
Type	Bank
Address	NEWTON, NC 28658

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jul 21, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	6284 RUFFIN LN, CONOVER, NC 28613-7837
Transaction Type	Mortgage
Record Updated	Apr 02, 2021
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE ISN CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036420605
Date	Mar 18, 2021
Book Page	3642/605
Instrument	6271

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	BELCHERTOWN, MA 1007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 01, 2036

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	6284 RUFFIN LN, CONOVER, NC 28613-7837
Document Number	0035120574
Instrument Date	Jun 20, 2019
Transaction Type	Mortgage
Record Updated	Jul 19, 2019
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6284 RUFFIN LN CONOVER NC 286137837, CONOVER, NC 28613-7837

Mortgage

Document Number	0035120574
Date	Jun 24, 2019
Book Page	003512/000574
Instrument	10433

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Jun 23, 2039

Tax Assessment & Valuation

Source: Catawba County records · Assessment roll updated August 3, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Catawba County
Unified School District	Catawba County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$781,300 (-) Land $132,600 Building $648,700
2025	$3,113.00 (-23.74%)	$781,300 (+35.88%) Land $132,600 Building $648,700
2024	$4,082.00 (+3.97%)
2023	$3,926.00	$575,000 Land $106,100 Building $468,900	$781,300 Land $132,600 Building $648,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Catawba County (37035C), updated September 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370350102011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (2003–2010)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Feb 2010, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 16 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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