6281 W State St, Pellston, MI 49769 Property Records

Emmet County property record for 6281 W State St, Pellston, MI 49769

Property Summary

Property Type	Single Family Home
Lot Size	0.569 acres (24,823 sqft)
Owner	2 Individual Names on Record
Last Sale	$220,000 (Jun 2021)
Tax Bill	$2,592 (2024)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Jul 2018 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`44-10-34-302-036`

Property Details

APN / Parcel Number

Primary APN	`44-10-34-302-036`

Exterior

Lot Area	24,823 sqft (0.569 acres)

Location & Zoning

Street Address	6281 W STATE ST
City	PELLSTON
State	MI
Zip	49769-9062
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VOP R-3
Legal Description	PLAT OF BOGARDUS ADD, BLK 18, LOTS 14, 15 & 16. SECTION 34, T37N, R4W
Legal Range	04W
Legal Township	37N
Legal Section	34
Legal Subdivision	PLAT OF BOGARDUS ADD
Legal Block	18
Legal Lot Number	14-16
Jurisdiction	EMMET MI
Township / Civil Division	MCKINLEY
Census Block Group	2
Census Block	2032
Census Tract	970201

Owner

Source: Emmet County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6281 W STATE ST, PELLSTON, MI 49769-9062
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2021	Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS
Jul 9, 2018	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER
Dec 28, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS
Sep 13, 2019	Quit Claim Deed, Transfer ATTORNEY'S TITLE, ATTORNEYS TITLE
Jul 9, 2018	Quit Claim Deed, Transfer Quitclaim
Jul 9, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2021 · Amount on Record
Deed Sale	Jun 25, 2021 · Amount on Record
Prior Sale	Jul 9, 2018 · Amount on Record
Deed Document Number	20215187488
Deed Book / Page	1234 / 524
Prior Transfer Date	Sep 6, 2019
Prior Transfer Doc	1215/191
Record Updated	Sep 20, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Jun 25, 2021
Property Address	6281 W STATE ST, PELLSTON, MI 49769-9062
Document Number	1234/524
Book / Page	1234 / 524
Instrument Date	Jun 16, 2021
Instrument	5187488
Transaction Type	Transfer
Record Updated	Jul 16, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6281 W STATE ST, PELLSTON, MI 49769-9062

Mortgage

Document Number	5187489
Date	Jun 25, 2021
Instrument	5187489

Lender

Name	QUICKEN LOANS

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Jan 1, 2051

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	6281 W STATE ST, PELLSTON, MI 49769-9062
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001204/0000000832
Date	Jul 9, 2018
Book Page	0000001204/0000000832
Instrument	000005157727

Lender

Name	MORTGAGE RESEARCH CENTER

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Jan 1, 2048

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	6281 W STATE ST, PELLSTON, MI 49769-9062
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6281 W STATE ST, PELLSTON, MI 49769-9062

Mortgage

Document Number	0000001228/0000000372
Date	Dec 28, 2020
Book Page	0000001228/0000000372
Instrument	5181322

Lender

Name	QUICKEN LOANS

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EMMET MI
Recording Date	Sep 13, 2019
Property Address	6281 W STATE ST, PELLSTON, MI 49769-9062
Document Number	1215/191
Book / Page	1215 / 191
Instrument Date	Sep 6, 2019
Instrument	5168109
Transaction Type	Transfer
Record Updated	Jun 22, 2021
Title Company	ATTORNEY'S TITLE, ATTORNEYS TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6281W W STATE ST, PELLSTON, MI 49769-9062

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EMMET MI
Recording Date	Jul 9, 2018
Property Address	6281 W STATE ST, PELLSTON, MI 49769-9062
Document Number	1204/830
Book / Page	1204 / 830
Instrument Date	Jun 25, 2018
Instrument	000005157725
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6281 W STATE ST, PELLSTON, MI 49769-9062

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Jul 9, 2018
Property Address	6281 W STATE ST, PELLSTON, MI 49769-9062
Document Number	1204/831
Book / Page	1204 / 831
Instrument Date	Jun 25, 2018
Instrument	000005157726
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 S F ST, CHEBOYGAN, MI 49721-1747

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
County Subdivision	McKinley Township
Municipality	Pellston Village
Unified School District	Pellston Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$116,200 (+21.8%) Land $116,200	$232,400 (+21.8%) Land $232,400
2025		$95,400 (+15.5%) Land $95,400	$190,800 (+15.5%) Land $190,800
2024	$2,592.00
2023		$82,600 Land $82,600	$165,200 Land $165,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILL STREET 1 LDHA private · serves 74 people · EPA ID MI0006631
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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