6281 W State Rd 48, Bloomington, IN 47404 Property Records

Monroe County property record for 6281 W State Rd 48, Bloomington, IN 47404

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,815 sqft · built 1972
Lot Size	0.63 acres (27,443 sqft)
Owner	Individual Name on File
Last Sale	$144,300 (Dec 2015)
Tax Bill	$1,373 (2025)
Deeds & Mortgages	Apr 2022 Second Mortgage Mar 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`016-01450-00`

Property Details

APN / Parcel Number

Primary APN	`016-01450-00`
Alternative APN	`53-09-03-102-003.000-015`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,815 sqft Living Area
1st Floor Area	1,815 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1980
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	27,443 sqft (0.63 acres)
Lot Dimensions	255 ft deep x 108 ft wide
Garage Type	Attached
Garage Area	435 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	016-01450-00
Street Address	6281 W STATE ROAD 48
City	BLOOMINGTON
State	IN
Zip	47404-9763
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE1
Legal Description	AIRPORT SEC 1 PT LOT 24
Legal Subdivision	AIRPORT ADD SEC 1
Legal Lot Number	24
Jurisdiction	MONROE IN
Township / Civil Division	VAN BUREN
Census Block Group	2
Census Block	2001
Census Tract	1200

Owner

6281 W State Rd 48 is owned by an individual who bought it in December 2015.

Source: Monroe County records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	1200 S ROLLING RIDGE WAY, 1, BLOOMINGTON, IN 47403-5864
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIFTH THIRD BANK NA
Mar 22, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 17, 2015 · Amount on File
Deed Sale	Dec 17, 2015 · Amount on File
Prior Sale	Nov 5, 2015 · Amount on File
Deed Document Number	201517137
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	6281 W STATE ROAD 48, BLOOMINGTON, IN 47404-9763
Transaction Type	Mortgage
Record Updated	Jun 12, 2023
Title Company	SERVICELINK LOAN MOD SOLUTIONS, SERVICELINK LOAN MOD SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6281 W STATE ROAD 48, BLOOMINGTON, IN 47404-9763

Mortgage

Document Number	2022005225
Date	Apr 5, 2022
Instrument	2022005225

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	285 Months
Due	Jan 1, 2046

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	6281 W STATE ROAD 48, BLOOMINGTON, IN 47404-9763
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023002901
Date	Mar 22, 2023
Instrument	2023002901

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 6281 W State Rd 48 was $1,373, down 3% from the year before.

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Monroe County
County Subdivision	Van Buren Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,373.00 (-2.97%)	$205,600 Land $44,500 Building $161,100	$205,600 Land $44,500 Building $161,100
2024	$1,415.00
2023		$195,300 (+9.11%) Land $35,600 Building $159,700	$195,300 (+9.11%) Land $35,600 Building $159,700
2022	$1,209.00	$179,000 Land $35,600 Building $143,400	$179,000 Land $35,600 Building $143,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6281 W State Rd 48 in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (2013–2021)
Most Recent Claim	Jun 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6281 W State Rd 48 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: Smithville Communications.

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