6281 Tommy Trl, Mount Morris, MI 48458 Property Records

Genesee County property record for 6281 Tommy Trl, Mount Morris, MI 48458

Property Summary

Property Type	Single Family Home
Lot Size	0.44 acres (19,166 sqft)
Owner	Individual Name on Record
Last Sale	$228,000 (Nov 2021)
Tax Bill	$5,236 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Nov 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-06-579-020`

Property Details

APN / Parcel Number

Primary APN	`14-06-579-020`

Exterior

Lot Area	19,166 sqft (0.44 acres)

Location & Zoning

Street Address	6281 TOMMY TRL
City	MOUNT MORRIS
State	MI
Zip	48458-9372
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 30 THOMAS ESTATES NO 2 (10) SPLIT ON 11/24/2009 FROM 14-06-400-019,
Legal Subdivision	THOMAS ESTATES
Legal Lot Number	30
Jurisdiction	GENESEE MI
Township / Civil Division	MOUNT MORRIS
Census Block Group	1
Census Block	1007
Census Tract	10503

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6281 TOMMY TRL, MOUNT MORRIS, MI 48458-9372
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK INC
Nov 16, 2021	Warranty Deed, Transfer · Conventional Mortgage LEGACY MORTGAGE
May 21, 2018	Deed of Trust, Mortgage · FHA Mortgage HOWARD BANK
Feb 19, 2020	Warranty Deed, Transfer LIBERTY TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2021 · Amount on Record
Deed Sale	Nov 16, 2021 · Amount on Record
Prior Sale	Feb 19, 2020 · Amount on Record
Deed Document Number	202188441
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Recording Date	Apr 1, 2026
Property Address	6281 TOMMY TRL, MOUNT MORRIS, MI 48458-9372
Document Number	0000011559
Instrument Date	Mar 26, 2026
Instrument	202611559
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6281 TOMMY TRL, MOUNT MORRIS, MI 48458-9372

Mortgage

Document Number	0000011559,
Date	Apr 1, 2026
Instrument	202611559

Lender

Name	CITIZENS BANK INC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Mar 30, 2051

Interest

Rate	5.98%
Max Rate	-1%

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Nov 16, 2021
Property Address	6281 TOMMY TRL, MOUNT MORRIS, MI 48458-9372
Document Number	0000088441
Map Reference	DOC 200905150041037
Instrument Date	Oct 29, 2021
Instrument	202111160088441
Transaction Type	Transfer
Record Updated	Dec 20, 2021
Title Company	CRISLO TITLE COMPANY, CISLO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,960.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6281 TOMMY TRL, 6281, ANN ARBOR, MI 48104

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8149 CARPENTER RD, FLUSHING, MI 48433-1361

Mortgage

Document Number	0000088442
Date	Nov 16, 2021
Instrument	202111160088442

Lender

Name	LEGACY MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	6281 TOMMY TRL, MOUNT MORRIS, MI 48458-9372
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	RESOURCE REAL ESTATE SVCS LL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000067558
Date	May 21, 2018
Instrument	201805210067558

Lender

Name	HOWARD BANK
Type	Bank
Address	BALTIMORE, MD 21224

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Feb 19, 2020
Property Address	6281 TOMMY TRL, MOUNT MORRIS, MI 48458-9372
Document Number	202002190009778
Map Reference	DOC 200905150041037
Instrument Date	Feb 7, 2020
Instrument	202002190009778
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	LIBERTY TITLE

Transaction

Amount	Amount Recorded
Tax	$1,634.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14240 DARTMOUTH, 14240, FENTON, MI 48430-1594

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2307 THORNRIDGE DR # 2307, 2307, GRAND BLANC, MI 48439-8833

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Mount Morris Township
Unified School District	Flushing Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$133,900 (+4.77%)	$267,800 (+4.77%)
2025	$5,236.00 (+2.47%) Homeowner's exemption	$127,800 (+15.45%)	$255,600 (+15.45%)
2024	$5,110.00 (+82.43%)
2023		$110,700	$221,400
2019	$2,801.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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