6281 Three Notch Rd, Louisa, VA 23093 Property Records

Louisa County property record for 6281 Three Notch Rd, Louisa, VA 23093

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,848 sqft · built 1995
Lot Size	5.08 acres (221,285 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,410 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit Oct 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`66 12 C`

Property Details

APN / Parcel Number

Primary APN	`66 12 C`
Alternative APNs	`8048` `7810`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,848 sqft Living Area
1st Floor Area	1,848 sqft
Basement Area	1,064 sqft
Unfinished Basement	1,064 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	221,285 sqft (5.08 acres)
Deck Area	550 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	7810
Street Address	6281 THREE NOTCH RD
City	LOUISA
State	VA
Zip	23093-2843
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	HUMPHREY DB441/002 5.080 AC .00
Legal Subdivision	HUMPHREY
Jurisdiction	LOUISA VA
Township / Civil Division	PATRICK HENRY
Census Block Group	1
Census Block	1019
Census Tract	950400

Owner

Source: Louisa County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6281 THREE NOTCH RD, LOUISA, VA 23093-2843
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2022	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Oct 26, 2017	Deed of Trust, Mortgage · Line of Credit VIRGINIA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	6281 THREE NOTCH RD, LOUISA, VA 23093-2843
Transaction Type	Mortgage
Record Updated	Mar 14, 2022
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6281 THREE NOTCH RD, LOUISA, VA 23093-2843

Mortgage

Document Number	001827/122
Date	Feb 18, 2022
Book Page	1827/122
Instrument	202200001954

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	6281 THREE NOTCH RD, LOUISA, VA 23093-2843
Document Number	0000009395
Book / Page	001536 / 000725
Instrument Date	Oct 26, 2017
Transaction Type	Mortgage
Record Updated	Nov 28, 2017
Title Company	TITLE FIRST

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6281 THREE NOTCH RD LOUISA VA 230932843, LOUISA, VA 23093-2843

Mortgage

Document Number	0000009395
Date	Nov 2, 2017
Book Page	001536/000725
Instrument	9395

Lender

Name	VIRGINIA CU
Type	Credit Union
Address	RICHMOND, VA 23225-9010

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 1, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Louisa County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$352,800 (+5.38%) Land $77,500 Building $275,300	$352,800 (+5.38%) Land $77,500 Building $275,300
2025	$2,410.00 (+12.2%)	$334,800 (+20.78%) Land $65,400 Building $269,400	$334,800 (+20.78%) Land $65,400 Building $269,400
2024	$2,148.00 (+77.23%)
2023		$277,200 Land $54,900 Building $222,300
2022	$1,212.00		$277,200 Land $54,900 Building $222,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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