6281 Terrace Dr, Pollock Pines, CA 95726 Property Records

El Dorado County property record for 6281 Terrace Dr, Pollock Pines, CA 95726

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,980 sqft · built 1985
Lot Size	0.74 acres (32,234 sqft)
Owner	2 Individual Names on File
Last Sale	$515,000 (Jul 2023)
Tax Bill	$5,688 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`101-401-003-000`

Property Details

APN / Parcel Number

Primary APN	`101-401-003-000`
Alternative APNs	`10140103100` `1014010310`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,980 sqft Living Area
1st Floor Area	1,980 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Construction Type	Wood
Lot Area	32,234 sqft (0.74 acres)
Terrain	Wooded
Garage Type	Attached
Garage Area	836 sqft
Parking Spaces	3 Parking Spaces
Patio Area	1,980 sqft

Utilities, Heating & Cooling

Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	6281 TERRACE DR
City	POLLOCK PINES
State	CA
Zip	95726-9715
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	L 27 FOREBAY TERR #1
Legal Subdivision	FOREBAY TERR #1
Legal Lot Number	27
Jurisdiction	EL DORADO CA
Township / Civil Division	NORTH EL DORADO
Census Block Group	1
Census Block	1013
Census Tract	31302

Owner

6281 Terrace Dr is owned and occupied by two individuals who bought it in July 2023.

Source: El Dorado County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6281 TERRACE DR, POLLOCK PINES, CA 95726-9715
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage KIND LENDING LLC
Jul 5, 2023	Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Apr 25, 2023	Affidavit of Death of Joint Tenant, Transfer
Aug 24, 2017	Grant Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 2023 · Amount on File
Deed Sale	Jul 5, 2023 · Amount on File
Prior Sale	Aug 24, 2017 · Amount on File
Deed Document Number	202318514
Prior Transfer Date	Apr 19, 2023
Prior Transfer Doc	0000011175
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Recording Date	Jul 24, 2026
Property Address	6281 TERRACE DR, POLLOCK PINES, CA 95726-9715
Document Number	0000024316
Instrument Date	Jul 20, 2026
Instrument	202624316
Transaction Type	Mortgage
Record Updated	Aug 4, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6281 TERRACE DR, POLLOCK PINES, CA 95726-9715

Mortgage

Document Number	0000024316,
Date	Jul 24, 2026
Instrument	202624316

Lender

Name	KIND LENDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

July 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Jul 5, 2023
Property Address	6281 TERRACE DR, POLLOCK PINES, CA 95726-9715
Document Number	0000018514
Map Reference	MB C PG 74
Instrument Date	Jun 27, 2023
Instrument	2023-0018514
Transaction Type	Transfer
Record Updated	Jul 17, 2023
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	6281 TERRACE DR, PACIFIC HOUSE, CA 95726-9715

Mortgage

Document Number	0000018515
Date	Jul 5, 2023
Instrument	2023-0018515

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

April 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	EL DORADO CA
Recording Date	Apr 25, 2023
Property Address	6281 TERRACE DR, POLLOCK PINES, CA 95726-9715
Document Number	0000011175
Map Reference	MB C PG 74
Instrument Date	Apr 17, 2023
Instrument	2023-0011175
Transaction Type	Transfer
Record Updated	May 4, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 ATLANTIC CT, PETALUMA, CA 94954-4325

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Aug 24, 2017
Property Address	6281 TERRACE DR, POLLOCK PINES, CA 95726-9715
Document Number	0000036002
Instrument Date	Aug 17, 2017
Instrument	36002
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$453.20
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6281 TERRACE DR POLLOCK PINES CA 957269715, POLLOCK PINES, CA 95726-9715

Tax Assessment & Valuation

The 2025 property tax bill for 6281 Terrace Dr was $5,688 with a homeowner's exemption.

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Pollock Pines Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$535,805 (+2%) Land $80,110 Building $455,695
2025	$5,688.00 Homeowner's exemption	$525,300 Land $78,540 Building $446,760
2023	$4,647.00 (-0.79%) Homeowner's exemption	$450,578 Land $87,490 Building $363,088
2022	$4,684.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 6281 Terrace Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 6281 Terrace Dr is high, ranking above 83% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 83% of the US · above 62% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Cal.net.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Terrace Dr

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