6281 Ponte Verde Cir, Banning, CA 92220 Property Records

Riverside County property record for 6281 Ponte Verde Cir, Banning, CA 92220

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,683 sqft · built 2003
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$360,000 (Oct 2026)
Tax Bill	$5,315 (2025)
Deeds & Mortgages	Oct 2026 Sale Oct 2026 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`440-210-048`

Property Details

APN / Parcel Number

Primary APN	`440-210-048`
Alternative APN	`421600048`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,683 sqft Living Area
Gross Area	2,290 sqft
1st Floor Area	1,683 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2004
Construction Type	Wood
Roof Material	Tile
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	494 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	6281 PONTE VERDE CIR
City	BANNING
State	CA
Zip	92220-7532
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.14 ACRES M/L IN LOT 99 MB 322/083 TR 27889
Legal Subdivision	TRACT NO. 27889
Legal Tract	27889
Legal Lot Number	99
Jurisdiction	RIVERSIDE CA
Township / Civil Division	SAN GORGONIO PASS
Census Block Group	4
Census Block	4019
Census Tract	43812

Owner

Source: Riverside County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6281 PONTE VERDE CIR, BANNING, CA 92220-7532
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2026	Affidavit, Transfer
Oct 13, 2026	Grant Deed, Transfer · Conventional Mortgage CHANGE LENDING LLC
Oct 5, 2023	Intrafamily Transfer, Transfer LAWYERS TITLE
Oct 3, 2023	Intrafamily Transfer, Transfer LAWYERS TITLE
Oct 3, 2023	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 4, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 13, 2026 · Amount on Record
Deed Sale	Oct 13, 2026 · Amount on Record
Prior Sale	Oct 3, 2023 · Amount on Record
Deed Document Number	2026319086
Prior Transfer Date	Oct 2, 2023
Prior Transfer Doc	0000294778
Record Updated	Oct 29, 2026

October 2026: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	RIVERSIDE CA
Recording Date	Oct 13, 2026
Property Address	6281 PONTE VERDE CIR, BANNING, CA 92220-7532
Document Number	0000319085
Instrument Date	Oct 6, 2026
Instrument	2026319085
Transaction Type	Transfer
Record Updated	Oct 22, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6281 PONTE VERDE CIR, BANNING, CA 92220-7532

October 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Oct 13, 2026
Property Address	6281 PONTE VERDE CIR, BANNING, CA 92220-7532
Document Number	0000319086
Instrument Date	Sep 15, 2026
Instrument	2026319086
Transaction Type	Transfer
Record Updated	Oct 22, 2026
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$39,996.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6281 PONTE VERDE CIR, BANNING, CA 92220-7532

Mortgage

Document Number	0000319087,
Date	Oct 13, 2026
Instrument	2026319087

Lender

Name	CHANGE LENDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Oct 5, 2023
Property Address	6281 PONTE VERDE CIR, BANNING, CA 92220-7532
Document Number	0000294778
Map Reference	MB 322 PG 83-90
Instrument Date	Oct 2, 2023
Instrument	2023-0294778
Transaction Type	Transfer
Record Updated	Oct 18, 2023
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6281 PONTE VERDE CIR, BANNING, CA 92220-7532

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Oct 3, 2023
Property Address	6281 PONTE VERDE CIR, BANNING, CA 92220-7532
Document Number	0000292119
Map Reference	MB 322 PG 83-90
Instrument Date	Sep 19, 2023
Instrument	2023-0292119
Transaction Type	Transfer
Record Updated	Oct 16, 2023
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6281 PONTE VERDE CIR, BANNING, CA 92220-7532

October 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Oct 3, 2023
Property Address	6281 PONTE VERDE CIR, BANNING, CA 92220-7532
Document Number	0000292120
Map Reference	MB 322 PG 83-90
Instrument Date	Sep 14, 2023
Instrument	2023-0292120
Transaction Type	Transfer
Record Updated	Oct 16, 2023
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6281 PONTE VERDE CIR, BANNING, CA 92220-7532

Mortgage

Document Number	0000292121
Date	Oct 3, 2023
Instrument	2023-0292121

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Oct 4, 2018
Property Address	6281 PONTE VERDE CIR, BANNING, CA 92220-7532
Document Number	0000396513
Instrument Date	Sep 6, 2018
Instrument	396513
Transaction Type	Transfer
Record Updated	Nov 22, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	6281 PONTE VERDE CIR BANNING CA 922207532, BANNING, CA 92220-7532

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Banning City
County	Riverside County
Unified School District	Banning Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$390,148 (+2%) Land $62,420 Building $327,728
2025	$5,315.00 (+2.02%)	$382,499 (+24.41%) Land $61,197 Building $321,302
2024	$5,210.00 (+19.39%)
2023	$4,364.00 (+2.13%)	$307,460 Land $81,984 Building $225,476
2022	$4,273.00
2021			$374,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 45% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BANNING serves 31,680 people · EPA ID CA3310006
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 627 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ponte Verde Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures