Monroe County property record for 6281 Lighthouse Rd, Monroe, MI 48161 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Lot Size | 30,056 sqft (0.69 acres) |
| Garage | Basement |
| Occupancy | Owner Occupied |
| Last Sale | $325,000 (2026) |
| Tax Bill | $1,311.00 (2025) |
| Primary APN | 12-158-002-00 |
|---|
| Lot Area | 30,056 sqft (0.69 acres) |
|---|---|
| Lot Width | 100 ft Width |
| Garage Type | Basement Garage |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 6281 LIGHTHOUSE RD |
|---|---|
| City | MONROE |
| State | MI |
| Zip | 48161-4717 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | MAP 70 LAKESHORE HEIGHTS SUBDIVISION #1 LOT 2 |
| Legal Subdivision | HEIGHTS SUB |
| Legal Lot Number | 2 |
| Legal Unit | 1 |
| Jurisdiction | MONROE MI |
| Minor Civil Division | MONROE |
| Census Blockgroup | 1 |
| Census Block | 1070 |
| Census Tract | 832500 |
Source: Monroe County records · APN 12-158-002-00
Assessment roll updated August 15, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6281 LIGHTHOUSE RD, MONROE, MI 48161-4717 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Jan 06, 2026 | Deed of Trust, Mortgage · Conventional Mortgage DFCU FINANCIAL |
| Jan 23, 2026 | Warranty Deed, Transfer · Conventional Mortgage DFCU FINANCIAL |
| Nov 13, 2020 | Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) SIMPLE HM LNDG LLC |
| May 15, 2019 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage BM REAL ESTATE SERVICES INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 23, 2026 · Amount on Record |
| Deed Sale | Jan 23, 2026 · Amount on Record |
| Prior Sale | Nov 13, 2020 · Amount on Record |
| Deed Doc Number | 20261290 |
| Prior Transfer Date | Mar 01, 2016 |
| Prior Transfer Doc | 0000005558 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 6281 LIGHTHOUSE RD, MONROE, MI 48161-4717 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 18153 DONCASTER CT, BROWNSTOWN, MI 48193-8219 |
| Document Number | 0000000284 |
|---|---|
| Date | Jan 06, 2026 |
| Instrument | 2026R00284 |
| Name | DFCU FINANCIAL |
|---|---|
| Type | Credit Union |
| Address | DEARBORN, MI 48126 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Jan 23, 2026 |
| Property Address | 6281 LIGHTHOUSE RD, MONROE, MI 48161-4717 |
| Document Number | 0000001290 |
| Map Reference | LB 14 PG 40&41 |
| Instrument Date | Dec 29, 2025 |
| Instrument | 2026R01290 |
| Transaction Type | Transfer |
| Record Updated | Feb 02, 2026 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,437.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6281 LIGHTHOUSE RD, MONROE, MI 48161-4717 |
| Name | Verified Name |
|---|---|
| Address | 6281 LIGHTHOUSE RD, MONROE, MI 48161-4717 |
| Document Number | 0000000284 |
|---|---|
| Date | Jan 23, 2026 |
| Instrument | 2026R00284 |
| Name | DFCU FINANCIAL |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Nov 13, 2020 |
| Property Address | 6281 LIGHTHOUSE RD, MONROE, MI 48161-4717 |
| Document Number | 0000024506 |
| Instrument Date | Nov 09, 2020 |
| Instrument | 24506 |
| Transaction Type | Transfer |
| Record Updated | Jan 05, 2021 |
| Title Company | LAWYERS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,081.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6281 LIGHTHOUSE RD MONROE MI 481614717, MONROE, MI 48161-4717 |
| Document Number | 24507 |
|---|---|
| Date | Nov 13, 2020 |
| Instrument | 24507 |
| Name | SIMPLE HM LNDG LLC |
|---|---|
| Address | 17901 HALL RD, MACOMB, MI 48044-4557 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 12, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | May 15, 2019 |
| Property Address | 6281 LIGHTHOUSE RD, MONROE, MI 48161-4717 |
| Document Number | 2019R08147 |
| Map Reference | LB 14 PG 40 41 |
| Instrument Date | May 13, 2019 |
| Instrument | 2019R08147 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2021 |
| Title Company | LAWYERS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,732.90 |
| Amount Accuracy | Calculated from Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5002 KAY DR, MONROE, MI 48161-3658 |
| Investor | Possibly a Property Investor |
| Document Number | 0000008148 |
|---|---|
| Date | May 15, 2019 |
| Instrument | 2019R08148 |
| Name | BM REAL ESTATE SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2049 |
| Rate Type | Fixed Rate |
|---|
Source: Monroe County records · Assessment roll updated August 15, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Monroe County |
| County Subdivision | Monroe Charter Township |
| Unified School District | Monroe Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $152,850 (+2.38%) | $305,700 (+2.38%) | |
| 2025 | $1,311.00 (-64.62%) Homeowner's exemption | $149,300 (+37.1%) Land $149,300 | $298,600 (+37.1%) Land $298,600 |
| 2024 | $3,705.00 (+20.18%) | ||
| 2023 | $3,083.00 Homeowner's exemption | $108,900 | $217,800 |
6281 Lighthouse Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Monroe County (26115C), updated September 8, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 52nd in Michigan |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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