Hennepin County property record for 6281 Ginger Dr, Eden Prairie, MN 55346
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 2,625 sqft · built 1989 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $712,000 (Sep 2025) |
| Tax Bill | $7,797 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Mar 2026 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-116-22-11-0019 |
| Primary APN | 05-116-22-11-0019 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 2,625 sqft Living Area |
| Gross Area | 3,847 sqft |
| 1st Floor Area | 2,625 sqft |
| Basement Area | 1,222 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 15,682 sqft (0.36 acres) |
| Lot Dimensions | 155 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 748 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 40 sqft |
| Deck Area | 300 sqft |
| Patio Area | 300 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Electric |
| Street Address | 6281 GINGER DR |
|---|---|
| City | EDEN PRAIRIE |
| State | MN |
| Zip | 55346-1418 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1-13.5 |
| Legal Description | LOT 005 BLOCK 002 A TIMBER CREEK NORTH 100 X 155 |
| Legal Range | 22 |
| Legal Township | 116 |
| Legal Section | 05 |
| Legal Quarter | 11 |
| Legal Subdivision | TIMBER CREEK NORTH |
| Legal Block | 2 |
| Legal Lot Number | 5 |
| Jurisdiction | HENNEPIN MN |
| Township / Civil Division | EDEN PRAIRIE |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 26013 |
Source: Hennepin County records · APN 05-116-22-11-0019
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6281 GINGER DR, EDEN PRAIRIE, MN 55346-1418 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 09, 2026 | Deed of Trust, Mortgage · Line of Credit BANK OF AMIERCA NA |
| Mar 24, 2026 | Deed of Trust, Mortgage · Conventional Mortgage WATERSTONE MORTGAGE CORP |
| Apr 25, 2022 | Warranty Deed, Transfer · Conventional Mortgage BANK-FUND STAFF FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 04, 2025 · Amount on Record |
| Deed Sale | Sep 04, 2025 · Amount on Record |
| Prior Sale | Apr 15, 2022 · Amount on Record |
| Deed Document Number | 202511399613 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Jun 09, 2026 |
| Property Address | 6281 GINGER DR, EDEN PRAIRIE, MN 55346-1418 |
| Document Number | 0011469362 |
| Instrument Date | May 22, 2026 |
| Instrument | 202611469362 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 6281 GINGER DR, EDEN PRAIRIE, MN 55346-1418 |
| Investor | Possibly a Property Investor |
| Document Number | 0011469362, |
|---|---|
| Date | Jun 09, 2026 |
| Instrument | 202611469362 |
| Name | BANK OF AMIERCA NA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 22, 2056 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 6281 GINGER DR, EDEN PRAIRIE, MN 55346-1418 |
| Transaction Type | Mortgage |
| Record Updated | Apr 09, 2026 |
| Name | Verified Name |
|---|---|
| Address | 6281 GINGER DR, EDEN PRAIRIE, MN 55346-1418 |
| Document Number | 0A11449349 |
|---|---|
| Date | Mar 24, 2026 |
| Instrument | A11449349 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | BROOKFIELD, WI 53045 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.37% |
| Type Change Date | Apr 01, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.3% |
| Index | SOFR Average 30-Day |
| Max Rate | 10.3% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Apr 25, 2022 |
| Property Address | 6281 GINGER DR, EDEN PRAIRIE, MN 55346-1418 |
| Document Number | 0A11101223 |
| Instrument Date | Apr 15, 2022 |
| Instrument | A11101223 |
| Transaction Type | Transfer |
| Record Updated | May 04, 2022 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,904.10 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 6281 GINGER DR, EDEN PRAIRIE, MN 55346-1418 |
| Document Number | 0A11101224 |
|---|---|
| Date | Apr 25, 2022 |
| Instrument | A11101224 |
| Name | BANK-FUND STAFF FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
| Type Change Date | May 01, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 5.5% |
| Index | 1-Year CMT |
| Max Rate | 8.5% |
Source: Hennepin County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Hennepin County |
| Municipality | Eden Prairie City |
| Unified School District | Eden Prairie Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,797.00 (+0.81%) | $604,200 (-2.88%) Land $175,000 Building $429,200 | $604,200 (-2.88%) Land $175,000 Building $429,200 |
| 2024 | $7,734.00 (+17.57%) | $622,100 (+10.15%) Land $188,500 Building $433,600 | $622,100 (+10.15%) Land $188,500 Building $433,600 |
| 2023 | $6,578.00 Homeowner's exemption | ||
| 2022 | $564,800 Land $173,600 Building $391,200 | $564,800 Land $173,600 Building $391,200 |
Source: FEMA National Flood Hazard Layer as of December 25, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 93% of the US · lower than 78% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Lumen Technologies DSL | 140 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: BIF IV Intrepid HoldCo, Netwave Broadband, Verizon.
Based on FCC filings for 189 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Eden Prairie serves 63,726 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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