6281 Cloverhill Dr, San Jose, CA 95120 Property Records

Santa Clara County property record for 6281 Cloverhill Dr, San Jose, CA 95120

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,125 sqft · built 1961
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$615,000 (Jun 2012)
Tax Bill	$10,872 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Nov 2021 Line of Credit + 3 more
Flood Zone	Zone AE (high risk)
APN	`696-23-006`

Property Details

APN / Parcel Number

Primary APN	`696-23-006`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,125 sqft Living Area
1st Floor Area	1,125 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Garage Area	448 sqft
Parking Spaces	2 Parking Spaces
Porch	None

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	6281 CLOVERHILL DR
City	SAN JOSE
State	CA
Zip	95120-1513
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B6
Legal Description	TRACT 2698 BOOK 131 PAGE 22 LOT 65
Legal Subdivision	TRACT NO 2698
Legal Tract	2698
Legal Lot Number	65
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1005
Census Tract	511907

Owner

Source: Santa Clara County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6281 CLOVERHILL DR, SAN JOSE, CA 95120-1513
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2026	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Nov 22, 2021	Deed of Trust, Mortgage · Line of Credit STAR ONE CU
Nov 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION
Sep 2, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage GUARANTEED RATE INC
Apr 13, 2018	Deed of Trust, Mortgage · Line of Credit STAR ONE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2012 · Amount on Record
Deed Sale	Jun 18, 2012 · Amount on Record
Prior Sale	Jan 6, 2000 · Amount on Record
Deed Document Number	201221711621
Last Transfer Date	Aug 25, 2020
Transfer Doc	0024597686
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 21, 2026
Property Address	6281 CLOVERHILL DR, SAN JOSE, CA 95120-1513
Document Number	0026053731
Instrument Date	Sep 15, 2026
Instrument	202626053731
Transaction Type	Mortgage
Record Updated	Sep 25, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	6281 CLOVERHILL DR, SAN JOSE, CA 95120-1513

Mortgage

Document Number	0026053731,
Date	Sep 21, 2026
Instrument	202626053731

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	6281 CLOVERHILL DR, SAN JOSE, CA 95120-1513
Transaction Type	Mortgage
Record Updated	Dec 1, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6281 CLOVERHILL DR, SAN JOSE, CA 95120-1513

Mortgage

Document Number	0025174868
Date	Nov 22, 2021
Instrument	25174868

Lender

Name	STAR ONE CU
Type	Credit Union
Address	SUNNYVALE, CA 94088

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	302 Months
Due	Jan 2, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	6281 CLOVERHILL DR, SAN JOSE, CA 95120-1513
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6281 CLOVERHILL DR, SAN JOSE, CA 95120-1513

Mortgage

Document Number	0024686809
Date	Nov 4, 2020
Instrument	24686809

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 2, 2020
Property Address	6281 CLOVERHILL DR, SAN JOSE, CA 95120-1513
Document Number	0024597686
Map Reference	MB 131 PG 22
Instrument Date	Aug 25, 2020
Instrument	24597686
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	BOSTON NATIONAL TTL AGCY LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6281 CLOVERHILL DR, SAN JOSE, CA 95120-1513

Mortgage

Document Number	0024597687
Date	Sep 2, 2020
Instrument	24597687

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	6281 CLOVERHILL DR, SAN JOSE, CA 95120-1513
Document Number	0023916349
Instrument Date	Apr 13, 2018
Transaction Type	Mortgage
Record Updated	May 2, 2018
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6281 CLOVERHILL DR SAN JOSE CA 951201513, SAN JOSE, CA 95120-1513

Mortgage

Document Number	0023916349
Date	Apr 24, 2018
Instrument	23916349

Lender

Name	STAR ONE CU
Type	Bank
Address	SUNNYVALE, CA 94088

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 23, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Unified School District	San Jose Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$787,910 (+2%) Land $590,872 Building $197,038
2025	$10,872.00 (+7.94%)	$772,462 (+4.04%) Land $579,287 Building $193,175
2023	$10,072.00 (+0.86%)	$742,469 Land $556,794 Building $185,675
2022	$9,986.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 69 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	69 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 626 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Sail Internet Fixed Wireless	800 / 160
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Cruzio, GeoLinks.

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