6281 Bear Cv N, Olive Branch, MS 38654 Property Records

DeSoto County property record for 6281 Bear Cv N, Olive Branch, MS 38654

Property Summary

Property Type	Single Family Home
Details	4 bd · 4,707 sqft · built 2014
Lot Size	0.289 acres (12,600 sqft)
Owner	2 Trust Names on File
Tax Bill	$6,578 (2025)
Deeds & Mortgages	Feb 2013 Construction Loan Dec 2014 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1-06-9-31-29-0-00138-00`

Property Details

APN / Parcel Number

Primary APN	`1-06-9-31-29-0-00138-00`

Interior

Bedrooms	4 Beds
Total Rooms	10 Rooms
Building Area	4,707 sqft Adjusted Area
1st Floor Area	3,374 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Type	Hip
Roof Material	Shingle
Lot Area	12,600 sqft (0.289 acres)
Lot Dimensions	140 ft deep x 90 ft wide
Pool Area	512 sqft
Patio Area	488 sqft

Location & Zoning

Street Address	6281 BEAR CV N
City	OLIVE BRANCH
State	MS
Zip	38654-7977
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	CHEROKEE RIDGE SIXTH ADD LOT 138
Legal Range	006
Legal Township	01S
Legal Section	31
Legal Subdivision	CHEROKEE RIDGE SIXTH ADD
Legal Lot Number	138
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	2
Census Block	2011
Census Tract	70724

Owner

6281 Bear Cv N is owner-occupied and held in a trust since December 2025.

Source: DeSoto County records, as of April 29, 2026

Owner of Record	2 Trust Names on File
Mailing Address	6281 BEAR CV N, OLIVE BRANCH, MS 38654-7977
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2013	Deed of Trust, Mortgage · Construction Mortgage COMMUNITY BANK
Dec 29, 2014	Deed of Trust, Mortgage COMMUNITY BANK & TRUST SSB
Oct 19, 2015	Deed of Trust, Mortgage THE CITIZENS NATIONAL BANK OF MERIDIAN
Apr 21, 2026	Deed of Trust, Mortgage · Construction Mortgage STONE BANK
Dec 23, 2025	Intrafamily Transfer, Transfer · Line of Credit STORY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2012
Deed Sale	Oct 1, 2012
Deed Book / Page	691 / 287
Last Transfer Date	Dec 23, 2025
Transfer Doc	1025/24663
Record Updated	Sep 20, 2026

February 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	6281 BEAR CV N, OLIVE BRANCH, MS 38654-7977
Transaction Type	Mortgage
Record Updated	May 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	003589/702
Date	Feb 21, 2013
Book Page	3589/702

Lender

Name	COMMUNITY BANK
Type	Bank
Address	HERNANDO, MS 38632

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	6 Months
Due	Aug 15, 2013

December 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	6281 BEAR CV N, OLIVE BRANCH, MS 38654-7977
Transaction Type	Mortgage
Record Updated	May 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	003920/001
Date	Dec 29, 2014
Book Page	3920/001

Lender

Name	COMMUNITY BANK & TRUST SSB
Type	Bank
Address	HERNANDO, MS 38632

Agreement

Amount	Amount on Record
Term	60 Months
Due	Nov 30, 2019

October 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	6281 BEAR CV N, OLIVE BRANCH, MS 38654-7977
Transaction Type	Mortgage
Record Updated	May 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	004059/768
Date	Oct 19, 2015
Book Page	4059/768

Lender

Name	THE CITIZENS NATIONAL BANK OF MERIDIAN
Type	Bank
Address	MERIDIAN, MS 39302

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 9, 2045

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Recording Date	Apr 21, 2026
Property Address	6281 BEAR CV N, OLIVE BRANCH, MS 38654-7977
Document Number	5663041990
Book / Page	5663 / 41990
Instrument Date	Apr 10, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221
Address	6281 BEAR CV N, OLIVE BRANCH, MS 38654-7977

Mortgage

Document Number	5663041990,
Date	Apr 21, 2026
Book Page	5663/41990

Lender

Name	STONE BANK

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Apr 10, 2027

Interest

Rate	6.11%
Max Rate	-1%

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESOTO MS
Recording Date	Dec 23, 2025
Property Address	6281 BEAR CV N, OLIVE BRANCH, MS 38654-7977
Document Number	1025/24663
Book / Page	1025 / 24663
Map Reference	MB 95 PG 13
Instrument Date	Dec 23, 2025
Transaction Type	Transfer
Record Updated	May 6, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 931, OLIVE BRANCH, MS 38654-0900

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	6281 BEAR CV N, OLIVE BRANCH, MS 38654-7977

Mortgage

Document Number	0566341990
Date	Dec 23, 2025
Instrument	5663/41990

Lender

Name	STORY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	16 Months
Due	Apr 10, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 6281 Bear Cv N was $6,578.

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Olive Branch City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,578.00	$56,810 Land $5,000 Building $51,810	$568,099 Land $50,000 Building $518,099
2023	$5,480.00	$40,154	$401,539 Land $50,000 Building $351,539

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6281 Bear Cv N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6281 Bear Cv N is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 60% of Mississippi
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250

May also be available: Brightspeed.

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