Black Hawk County property record for 628 Winter Dr, Cedar Falls, IA 50613
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,824 sqft · built 2004 |
| Lot Size | 0.298 acres (12,960 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,104 (2025) |
| Deeds & Mortgages | Oct 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 9014-25-353-007 |
| Primary APN | 9014-25-353-007 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,824 sqft Living Area |
| 1st Floor Area | 1,600 sqft |
| Basement Area | 1,600 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,960 sqft (0.298 acres) |
| Lot Dimensions | 135 ft deep x 96 ft wide |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 224 sqft |
| Deck Area | 96 sqft |
| Patio Area | 368 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 628 WINTER DR |
|---|---|
| City | CEDAR FALLS |
| State | IA |
| Zip | 50613-1100 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FOX VIEW SECOND ESTATES LOT 6 |
| Legal Range | 14W |
| Legal Township | 90N |
| Legal Section | 25 |
| Legal Subdivision | FOX VIEW SECOND ESTATES |
| Legal Lot Number | 6 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | CEDAR FALLS |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 2604 |
628 Winter Dr is owned and occupied by two individuals.
Source: Black Hawk County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 628 WINTER DR, CEDAR FALLS, IA 50613-1100 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 628 WINTER DR, CEDAR FALLS, IA 50613-1100 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2023 |
| Name | Verified Name |
|---|---|
| Address | 628 WINTER DR, CEDAR FALLS, IA 50613-1100 |
| Document Number | 202400005084 |
|---|---|
| Date | Oct 13, 2023 |
| Instrument | 202400005084 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50704 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Oct 12, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 628 Winter Dr was $5,104 with a homeowner's exemption, down 0.9% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Cedar Falls City |
| Unified School District | Cedar Falls Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,104.00 (-0.89%) Homeowner's exemption | $350,970 Land $45,140 Building $305,830 | $350,970 Land $45,140 Building $305,830 |
| 2024 | $5,150.00 | ||
| 2023 | $330,260 (+24.35%) Land $47,520 Building $282,740 | $330,260 Land $47,520 Building $282,740 | |
| 2022 | $4,740.00 Homeowner's exemption | $265,590 Land $47,520 Building $218,070 | |
| 2021 | $265,590 Land $47,520 Building $218,070 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 628 Winter Dr in Zone X, an area of minimal flood risk, though there have been 231 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 77 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 77 in force |
| Nearby Flood Claims | 231 (1979–2019) |
| Claims Outside the SFHA | 5 of 231 |
| Most Recent Claim | Mar 2019 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 628 Winter Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cedar Falls Utilities Fiber | 10,000 / 10,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, GigFire, Nextlink.
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