628 Whitfield Ln, Lincoln, CA 95648 Property Records

Placer County property record for 628 Whitfield Ln, Lincoln, CA 95648

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,995 sqft · built 2004
Lot Size	0.163 acres (7,111 sqft)
Owner	2 Trust Names on File
Last Sale	$376,500 (Jul 2017)
Tax Bill	$7,711 (2025)
Deeds & Mortgages	Jan 2026 Transfer Aug 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`328-040-018-000`

Property Details

APN / Parcel Number

Primary APN	`328-040-018-000`
Alternative APN	`328-040-018`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,995 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Bungalow
Construction Type	Frame
Lot Area	7,111 sqft (0.163 acres)
Garage Area	612 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	328-040-018
Street Address	628 WHITFIELD LN
City	LINCOLN
State	CA
Zip	95648-8011
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 18 LINCOLN CROSSING VILLAGE 1C PH 1 MOR Y-97
Legal Subdivision	LINCOLN CROSSING VILLAGE 1C PH 1
Legal Lot Number	18
Jurisdiction	PLACER CA
Township / Civil Division	LINCOLN
Census Block Group	1
Census Block	1014
Census Tract	23300

Owner

628 Whitfield Ln is held in a trust since January 2026.

Source: Placer County records, as of July 13, 2026

Owner of Record	2 Trust Names on File
Mailing Address	628 WHITFIELD LN, LINCOLN, CA 95648-8011
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2026	Intrafamily Transfer, Transfer
Aug 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Oct 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Jun 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage WESTCOAST MORTGAGE GROUP & REALTY CO
Jul 31, 2017	Grant Deed, Transfer · FHA Mortgage WESTCOAST MORTGAGE GROUP & REALTY C

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2017 · Amount on File
Deed Sale	Jul 31, 2017 · Amount on File
Prior Sale	Jul 22, 2008 · Amount on File
Deed Document Number	201757203
Last Transfer Date	Jan 9, 2026
Transfer Doc	0000001338
Record Updated	Oct 29, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PLACER CA
Recording Date	Jan 12, 2026
Property Address	628 WHITFIELD LN, LINCOLN, CA 95648-8011
Document Number	0000001338
Map Reference	MB Y MAP 97
Instrument Date	Jan 9, 2026
Instrument	2026-0001338
Transaction Type	Transfer
Record Updated	Jan 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	628 WHITFIELD LN, LINCOLN, CA 95648-8011

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	628 WHITFIELD LN, LINCOLN, CA 95648-8011
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000079920
Date	Aug 3, 2020
Instrument	2020-0079920

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	628 WHITFIELD LN, LINCOLN, CA 95648-8011
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	628 WRITFIELD LANE, LINCOLN, CA 95648-8011

Mortgage

Document Number	0000128633
Date	Oct 18, 2021
Instrument	2021-0128633

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2036

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	628 WHITFIELD LN, LINCOLN, CA 95648-8011
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044856
Date	Jun 28, 2019
Instrument	2019-0044856

Lender

Name	WESTCOAST MORTGAGE GROUP & REALTY CO
Type	Mortgage Company
Address	SACRAMENTO, CA 95818

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Jul 31, 2017
Property Address	628 WHITFIELD LN, LINCOLN, CA 95648-8011
Document Number	0000057203
Map Reference	MAP97 MB Y
Instrument Date	Jul 21, 2017
Instrument	2017-0057203
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	628 WHITFIELD LN, LINCOLN, CA 95648-8011

Mortgage

Document Number	0000057204
Date	Jul 31, 2017
Instrument	2017-0057204

Lender

Name	WESTCOAST MORTGAGE GROUP & REALTY C
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 628 Whitfield Ln was $7,711.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Lincoln City
Unified School District	Western Placer Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$436,955 (+2%) Land $116,056 Building $320,899
2025	$7,711.00 Homeowner's exemption	$428,388 Land $113,781 Building $314,607
2023	$7,485.00 (+1.92%) Homeowner's exemption	$411,755 Land $109,363 Building $302,392
2022	$7,344.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 628 Whitfield Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 628 Whitfield Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINCOLN serves 56,268 people · EPA ID CA3110004
Water Source	Purchased surface water from PLACER CWA - FOOTHILL
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 599 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Succeed.Net Fiber	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Fidium Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Corridor Wireless Fixed Wireless	100 / 100
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Zeta Broadband.

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