628 Wethersfield St, Rowley, MA 01969 Property Records

Essex County and Rowley Town property record for 628 Wethersfield St, Rowley, MA 01969

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,216 sqft · built 1987
Lot Size	1.66 acres (72,632 sqft)
Owner	Individual Name on Record
Last Sale	$369,000 (Aug 2008)
Tax Bill	$9,366 (2026)
Deeds & Mortgages	Aug 2026 Second Mortgage Dec 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`ROWL M:0011 B:0006A L:0000`

Property Details

APN / Parcel Number

Primary APN	`ROWL M:0011 B:0006A L:0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,216 sqft Living Area
Gross Area	5,048 sqft
Basement Area	1,252 sqft
Unfinished Basement	1,252 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Contemporary
Exterior Material	Wood Siding
Foundation Type	Raised
Roof Type	Gable
Roof Material	Metal
Lot Area	72,632 sqft (1.66 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	628 WETHERSFIELD ST
City	ROWLEY
State	MA
Zip	01969-1602
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OUT
Legal Subdivision	MARIN B TOMPLINS
Legal Block	6A
Jurisdiction	ROWLEY MA
Township / Civil Division	ROWLEY
Census Block Group	3
Census Block	3007
Census Tract	270100

Owner

Source: Essex County and Rowley Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	628 WETHERSFIELD ST, ROWLEY, MA 01969-1602
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COOPERATIVE BANK
Dec 4, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance SALEM FIVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 22, 2008 · Amount on Record
Deed Sale	Aug 22, 2008 · Amount on Record
Prior Sale	May 1, 2008 · Amount on Record
Deed Book / Page	27997 / 350
Transfer Doc	29455-133
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWLEY MA
Recording Date	Aug 21, 2026
Property Address	628 WETHERSFIELD ST, ROWLEY, MA 01969-1602
Document Number	0000000820
Book / Page	43582 / 467
Instrument Date	Aug 17, 2026
Instrument	2026820
Transaction Type	Mortgage
Record Updated	Sep 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	628 WETHERSFIELD ST, ROWLEY, MA 01969-1602

Mortgage

Document Number	0000000820,
Date	Aug 21, 2026
Book Page	43582/467
Instrument	2026820

Lender

Name	COOPERATIVE BANK

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2046

Interest

Max Rate	-1%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWLEY MA
Property Address	628 WETHERSFIELD ST, ROWLEY, MA 01969-1602
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39257-191
Date	Dec 4, 2020
Book Page	39257/191
Instrument	20201204003490

Lender

Name	SALEM FIVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Essex County and Rowley Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Rowley Town
Unified School District	Triton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,366.00 (+2.36%)	$774,700 (-0.35%) Land $321,800 Building $452,900	$865,233 (+5.68%)
2025	$9,150.00 (-0.2%)	$777,400 (+2.6%) Land $306,700 Building $470,700	$818,710
2024	$9,168.00 (+5.38%)	$757,700 (+13.39%) Land $292,100 Building $465,600
2023	$8,700.00	$668,200 Land $253,400 Building $414,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 86% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROWLEY WATER DEPARTMENT serves 6,161 people · EPA ID MA3254000
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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