628 Westgate Dr, Aurora, IL 60506 Property Records

Kane County property record for 628 Westgate Dr, Aurora, IL 60506

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,005 sqft · built 1955
Lot Size	0.165 acres (7,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$179,000 (May 2021)
Tax Bill	$4,338 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-17-354-023`

Property Details

APN / Parcel Number

Primary APN	`15-17-354-023`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,005 sqft Living Area
Gross Area	1,325 sqft
1st Floor Area	1,005 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Construction Type	Frame
Lot Area	7,200 sqft (0.165 acres)
Garage Type	Attached
Garage Area	320 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	628 WESTGATE DR
City	AURORA
State	IL
Zip	60506-3452
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTGATE PARK 2ND ADDN : LOT 150
Legal Subdivision	WESTGATE PARK 2ND ADDN
Legal Block	2
Legal Lot Number	150
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	2
Census Block	2000
Census Tract	853006

Owner

Source: Kane County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	628 WESTGATE DR, AURORA, IL 60506-3452
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 24, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP
Oct 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2021 · Amount on Record
Deed Sale	May 24, 2021 · Amount on Record
Prior Sale	Sep 6, 2002 · Amount on Record
Deed Document Number	202140012
Prior Transfer Date	Aug 5, 2005
Prior Transfer Doc	0000100879
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	May 24, 2021
Property Address	628 WESTGATE DR, AURORA, IL 60506-3452
Document Number	0000040012
Instrument Date	Mar 22, 2021
Instrument	2021K040012
Transaction Type	Transfer
Record Updated	Jun 3, 2021
Title Company	HEARTLAND TITLE COMPANY, WHEATLAND TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$179.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	352 MARION AVE, AURORA, IL 60505-4704

Mortgage

Document Number	0000040013
Date	May 24, 2021
Instrument	2021K040013

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Apr 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	628 WESTGATE DR, AURORA, IL 60506-3452
Document Number	0000055070
Instrument Date	Oct 22, 2019
Transaction Type	Mortgage
Record Updated	Nov 29, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	628 WESTGATE DR AURORA IL 605063452, AURORA, IL 60506-3452

Mortgage

Document Number	0000055070
Date	Nov 14, 2019
Instrument	55070

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 13, 2049

Interest

Rate	3.87%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora West Unit School District 129 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,338.00 (+17.37%) Homeowner's exemption	$66,414 (+9.39%) Land $12,141 Building $54,273	$199,322 (+9.39%) Land $36,438 Building $162,884
2024		$60,713 (+27.12%) Land $11,099 Building $49,614	$182,212 (+27.17%) Land $33,310 Building $148,902
2022	$3,696.00 (+5.18%) Homeowner's exemption	$47,762 (+7.41%) Land $9,048 Building $38,714	$143,286 (+7.41%) Land $27,144 Building $116,142
2021	$3,514.00 Homeowner's exemption	$44,467 Land $8,424 Building $36,043	$133,401 Land $25,272 Building $108,129

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1985–1996)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 534 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

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