Hamilton County property record for 628 Watch Point Dr, Cincinnati, OH 45230
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,362 sqft · built 2007 |
| Lot Size | 1.47 acres (64,338 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $530,000 (Dec 2020) |
| Tax Bill | $11,600 (2025) |
| Deeds & Mortgages | Jan 2017 Mortgage Jan 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 500-0331-0149-00 |
| Primary APN | 500-0331-0149-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,362 sqft Living Area |
| 1st Floor Area | 2,052 sqft |
| 2nd Floor Area | 1,310 sqft |
| Basement Area | 2,052 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 64,338 sqft (1.47 acres) |
| Lot Width | 20 ft Width |
| Garage Type | Attached |
| Garage Area | 748 sqft |
| Parking Spaces | 3 Parking Spaces |
| Patio Area | 645 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 628 WATCH POINT DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45230-3736 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WATCH POINT DRIVE 20.04 X FT IRR LOT 46 WATCH POINT WOODS SUB BLK C |
| Legal Subdivision | WATCH POINT WOODS SUB |
| Legal Block | C |
| Legal Lot Number | 46 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | ANDERSON |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 25002 |
628 Watch Point Dr is owned and occupied by two individuals who bought it in December 2020.
Source: Hamilton County records, as of February 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 628 WATCH POINT DR, CINCINNATI, OH 45230-3736 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 31, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CINFED FCU |
| Jan 31, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CINFED FCU |
| Dec 3, 2020 | Grant Deed, Transfer ATTORNEY ONLY |
| Nov 13, 2020 | Deed of Trust, Mortgage · Conventional with PMI US BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 3, 2020 · Amount on File |
| Deed Sale | Dec 3, 2020 · Amount on File |
| Prior Sale | Mar 8, 2006 · Amount on File |
| Deed Document Number | 0000126826 |
| Deed Book / Page | 014307 / 001930 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 628 WATCH POINT DR, CINCINNATI, OH 45230-3736 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000009414 |
|---|---|
| Date | Jan 31, 2017 |
| Instrument | 17-0009414 |
| Name | CINFED FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 1, 2032 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 628 WATCH POINT DR, CINCINNATI, OH 45230-3736 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000009415 |
|---|---|
| Date | Jan 31, 2017 |
| Instrument | 17-0009415 |
| Name | CINFED FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Feb 23, 2037 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Dec 3, 2020 |
| Property Address | 628 WATCH POINT DR, CINCINNATI, OH 45230-3736 |
| Document Number | 0000126826 |
| Book / Page | 014307 / 001930 |
| Instrument Date | Nov 13, 2020 |
| Instrument | 126826 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2021 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | PO BOX 2005 OWENSBORO KY 42302, OWENSBORO, KY 42302 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 628 WATCH POINT DR, CINCINNATI, OH 45230-3736 |
| Document Number | 0000126827 |
| Instrument Date | Nov 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 628 WATCH POINT DR CINCINNATI OH 452303736, CINCINNATI, OH 45230-3736 |
| Document Number | 0000126827 |
|---|---|
| Date | Dec 3, 2020 |
| Book Page | 014307/001932 |
| Instrument | 126827 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 2, 2050 |
The 2025 property tax bill for 628 Watch Point Dr was $11,600, up 2.8% from the year before.
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Anderson Township |
| Unified School District | Forest Hills Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,600.00 (+2.81%) | $185,500 (+%) Land $37,929 Building $147,571 | |
| 2024 | $11,283.00 (+5.19%) | $185,499 (-) Land $37,929 Building $147,570 | |
| 2023 | $10,726.00 (-14.81%) | $185,499 (-4.4%) Land $37,929 Building $147,570 | $530,000 Land $108,370 Building $421,630 |
| 2022 | $12,591.00 Homeowner's exemption | $194,030 Land $34,290 Building $159,740 | |
| 2020 | $554,370 Land $97,970 Building $456,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 628 Watch Point Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1994) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 1994 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 628 Watch Point Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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