Mecklenburg County property record for 628 Walnut Point Dr, Matthews, NC 28105
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,486 sqft · built 1989 |
| Lot Size | 0.264 acres (11,527 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $383,000 (May 2019) |
| Tax Bill | $4,844 (2023) |
| Deeds & Mortgages | May 2019 Sale & Mortgage Jun 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 227-432-69 |
| Primary APN | 227-432-69 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,486 sqft Heated Area |
| Gross Area | 3,120 sqft |
| 1st Floor Area | 1,309 sqft |
| Upper Floors Area | 1,044 sqft |
| Flooring | Concrete/Cement |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Lot Area | 11,527 sqft (0.264 acres) |
| Garage Area | 444 sqft |
| Pool Area | 336 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 323 sqft |
| Deck Area | 180 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Old Parcel Number | 227-432-69 |
|---|---|
| Street Address | 628 WALNUT POINT DR |
| City | MATTHEWS |
| State | NC |
| Zip | 28105-1528 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15 |
| Legal Description | L14 B5 M21-999 |
| Legal Subdivision | SARDIS PLANTATION PH 02 |
| Legal Block | 5 |
| Legal Lot Number | 14 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 5, PROVIDENCE |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 5833 |
Source: Mecklenburg County records, as of May 24, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 628 WALNUT POINT DR, MATTHEWS, NC 28105-1528 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 3, 2019 | Warranty Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Jun 21, 2017 | Warranty Deed, Transfer · ARM SUNTRUST MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 3, 2019 · Amount on Record |
| Deed Sale | May 3, 2019 · Amount on Record |
| Prior Sale | Jun 21, 2017 · Amount on Record |
| Deed Document Number | 0033480273 |
| Deed Book / Page | 33480 / 273 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | May 3, 2019 |
| Property Address | 628 WALNUT POINT DR, MATTHEWS, NC 28105-1528 |
| Document Number | 0000053100 |
| Book / Page | 33480 / 273 |
| Map Reference | MB 21 PG 999 |
| Instrument Date | May 1, 2019 |
| Instrument | 2019053100 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $766.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8225 COTTSBROOKE DR, 8225, HUNTERSVILLE, NC 28078-2714 |
| Name | Verified Name |
|---|---|
| Address | 628 WALNUT POINT DR, MATTHEWS, NC 28105-1528 |
| Document Number | 0000053101 |
|---|---|
| Date | May 3, 2019 |
| Instrument | 2019053101 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jun 1, 2029 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jun 21, 2017 |
| Property Address | 628 WALNUT POINT DR, MATTHEWS, NC 28105-1528 |
| Document Number | 0000082172 |
| Book / Page | 31899 / 050 |
| Map Reference | MB21 PG999 |
| Instrument Date | Jun 21, 2017 |
| Instrument | 2017082172 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Title Company | INVESTORS TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $736.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 393 TREVISO DR, 393, KISSIMMEE, FL 34759-3125 |
| Name | Verified Name |
|---|---|
| Address | 628 WALNUT POINT DR, MATTHEWS, NC 28105-1528 |
| Document Number | 0000082173 |
|---|---|
| Date | Jun 21, 2017 |
| Instrument | 2017082173 |
| Name | SUNTRUST MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.1% |
| Type Change Date | Jul 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 9.1% |
| Index | 1-Year LIBOR |
| Max Rate | 9.1% |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Matthews Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 3 (2020–2024) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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