628 Wagner St, Troutman, NC 28166 Property Records

Iredell County property record for 628 Wagner St, Troutman, NC 28166

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,044 sqft · built 1928
Lot Size	0.68 acres (29,621 sqft)
Owner	Individual Name on File
Last Sale	$95,000 (May 2011)
Tax Bill	$1,691 (2025)
Deeds & Mortgages	Sep 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4731-82-0162.000`

Property Details

APN / Parcel Number

Primary APN	`4731-82-0162.000`
Alternative APN	`77475724`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,044 sqft Heated Area
Gross Area	1,440 sqft
1st Floor Area	1,044 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1978
Exterior Material	Other
Foundation Type	Footing
Roof Type	Hip
Roof Material	Asphalt
Lot Area	29,621 sqft (0.68 acres)
Lot Dimensions	200 ft deep x 135 ft wide
Porch	Slab
Porch Area	396 sqft
Storage Building	532 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	77475724
Street Address	628 WAGNER ST
City	TROUTMAN
State	NC
Zip	28166-9769
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT
Legal Description	SR 1303
Legal Subdivision	TROUTMAN AREA WEST
Legal Block	82
Jurisdiction	IREDELL NC
Township / Civil Division	FALLSTOWN
Census Block Group	1
Census Block	1020
Census Tract	61202

Owner

628 Wagner St is owned and occupied by an individual who bought it in May 2011.

Source: Iredell County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	628 WAGNER ST, TROUTMAN, NC 28166-9769
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2011 · Amount on File
Deed Sale	May 11, 2011 · Amount on File
Prior Sale	Dec 21, 2010 · Amount on File
Deed Book / Page	2119 / 950
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Recording Date	Sep 29, 2026
Property Address	628 WAGNER ST, TROUTMAN, NC 28166-9769
Document Number	0000010683
Book / Page	3244 / 617
Instrument Date	Sep 25, 2026
Instrument	202610683
Transaction Type	Mortgage
Record Updated	Oct 19, 2026
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	628 WAGNER ST, TROUTMAN, NC 28166-9769

Mortgage

Document Number	0000010683,
Date	Sep 29, 2026
Book Page	3244/617
Instrument	202610683

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 628 Wagner St was $1,691.

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Municipality	Troutman Town
Unified School District	Iredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$148,360 (-) Land $48,000 Building $100,360	$148,360 (-) Land $48,000 Building $100,360
2025	$1,691.00	$148,360 (-) Land $48,000 Building $100,360	$148,360 (-) Land $48,000 Building $100,360
2024	$1,691.00	$148,360 (-) Land $48,000 Building $100,360	$148,360 (-) Land $48,000 Building $100,360
2023	$1,691.00 (+65.78%)	$148,360 (+78.77%) Land $48,000 Building $100,360	$148,360 (+78.77%) Land $48,000 Building $100,360
2022	$1,020.00	$82,990 Land $18,000 Building $64,990	$82,990 Land $18,000 Building $64,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 628 Wagner St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 628 Wagner St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF TROUTMAN serves 9,562 people · EPA ID NC0149030
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20