628 W MAIN ST SILVERTON OR 973812240, SILVERTON, OR 97381-2240
Mortgage
Document Number
33880
Date
Jun 7, 2021
Book Page
004498/000203
Instrument
33880
Lender
Name
CHURCHILL MTG
Type
Mortgage Company
Address
BRENTWOOD, TN 37027
Agreement
Type
FHA Mortgage
Amount
Amount on Record
Term
360 Months
Due
Jun 6, 2051
June 2021: Warranty Deed, Transfer
Document Type
Warranty Deed
Jurisdiction
MARION OR
Recording Date
Jun 7, 2021
Property Address
628 W MAIN ST, SILVERTON, OR 97381-2240
Document Number
0044980202
Book / Page
4498 / 202
Map Reference
VOL 626 PG 689
Instrument Date
Jun 2, 2021
Transaction Type
Transfer
Record Updated
Mar 6, 2026
Title Company
AMERITITLE
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$0.00
Amount Accuracy
Full Amount Stated
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Tenants by the Entirety
Address
628 W MAIN ST, SILVERTON, OR 97381-2240
Mortgage
Document Number
0004498203
Date
Jun 7, 2021
Instrument
4498/203
Lender
Name
CHURCHILL MORTGAGE CORP
Type
Mortgage Company
Agreement
Type
FHA Mortgage
Amount
Amount on Record
Term
361 Months
Due
Jul 1, 2051
September 2018: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
MARION OR
Property Address
628 W MAIN ST, SILVERTON, OR 97381-2240
Document Number
0000047604
Instrument Date
Sep 26, 2018
Transaction Type
Mortgage
Record Updated
Oct 9, 2018
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Husband and Wife
Address
628 W MAIN ST SILVERTON OR 973812240, SILVERTON, OR 97381-2240
Mortgage
Document Number
0000047604
Date
Sep 28, 2018
Book Page
004126/000373
Instrument
47604
Lender
Name
OREGON CMNTY CU
Type
Credit Union
Address
SPRINGFIELD, OR 97475
Agreement
Type
Line of Credit
Amount
Amount on Record
Term
360 Months
Due
Sep 27, 2048
Interest
Rate Type
Adjustable Rate
June 2018: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
MARION OR
Property Address
628 W MAIN ST, SILVERTON, OR 97381-2240
Document Number
0000028661
Instrument Date
Jun 11, 2018
Transaction Type
Mortgage
Record Updated
Jul 3, 2018
Title Company
OTHER
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Tenants by the Entirety
Address
628 W MAIN ST SILVERTON OR 973812240, SILVERTON, OR 97381-2240
Mortgage
Document Number
0000028661
Date
Jun 18, 2018
Book Page
004088/000430
Instrument
28661
Lender
Name
FLAGSTAR BK
Type
Bank
Address
TROY, MI 48098-2639
Agreement
Type
Conventional with PMI
Amount
Amount on Record
Term
360 Months
Due
Jun 17, 2048
Tax Assessment & Valuation
The 2025 property tax bill for 628 W Main St was $3,088, up 2.8% from the year before.
Source: Marion County assessment roll, as of November 10, 2025
Property Jurisdictions
Type
Name
State
Oregon
County
Marion County
Municipality
Silverton City
Unified School District
Silver Falls School District 4J (KG - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2025
$3,088.00 (+2.8%)
$186,730
$415,320Land $184,500Building $230,820
2024
$3,004.00
2023
$176,020
$403,490Land $165,000Building $238,490
2021
$2,780.00
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Flood
FEMA maps place 628 W Main St in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Flood Insurance Cost
Premium on File median of 17 individual policies
Nearby Flood Policies
25 units insured incl. 8 condo units
Nearby Flood Claims
12 (1996–2012)
Claims Outside the SFHA
3 of 12
Most Recent Claim
Jan 2012 · Severe Winter Storm, Flooding, Landslides, And Mudslides
Claims by Event
High Winds, Severe Storms And Flooding, Feb 1996 · 11 claims
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 628 W Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood
0.01% annual chance
Exposure
Indirect within ember reach
Adjoins Burnable Land
Yes
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
CITY OF SILVERTON serves 10,484 people · EPA ID OR4100823
Water Source
Surface water
Last State Inspection
Jul 2025
Lead
Under 1 ppb (2024–2026) action level 15 ppb
Violations Reported to EPA
Water Quality
Turbidity resolved · Dec 2024
Treatment and Procedure
None last 10 years
Monitoring and Reporting
11 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Internet Providers
Source: FCC Broadband Data Collection, based on 448 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Ziply Fiber Fiber
6,000 / 6,000
Xfinity Cable
2,000 / 250
Astound Broadband Cable · Fiber in parts of the area
1,500 / 50
May also be available: Hunter Communications, T-Mobile, Verizon.