628 W Main St, Endicott, NY 13760 Property Records

Broome County and Union Town property record for 628 W Main St, Endicott, NY 13760

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,864 sqft · built 1929
Lot Size0.241 acres (10,500 sqft)
Owner2 Individual Names on Record
Last Sale$68,500 (Aug 2003)
Tax Bill$5,455 (2026)
Deeds & MortgagesJun 2026 Line of Credit
Oct 2022 Transfer
APN034689 156.16-3-8

Property Details

APN / Parcel Number

Primary APN034689 156.16-3-8
Alternative APNs
  • 468915601600030080000000
  • 46000483630

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,864 sqft Living Area
1st Floor Area1,136 sqft
2nd Floor Area728 sqft

Exterior

Year BuiltBuilt 1929
Effective Year BuiltEffective 1929
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area10,500 sqft (0.241 acres)
Lot Dimensions150 ft deep x 70 ft wide
Garage TypeDetached
Garage Area280 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area276 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number46000483630
Street Address628 W MAIN ST
CityENDICOTT
StateNY
Zip13760-4542
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeUS-F
Legal DescriptionR1 0030L3000A0460000000
Legal Block3
Legal Lot Number8.000
JurisdictionBROOME NY
Township / Civil DivisionUNION
Census Block Group4
Census Block4006
Census Tract13301

Owner

Source: Broome County and Union Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address628 W MAIN ST, ENDICOTT, NY 13760-4542
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 25, 2026Deed of Trust, Mortgage · Line of Credit
VISIONS FEDERAL CREDIT UNION
Oct 4, 2022Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 5, 2003 · Amount on Record
Deed SaleAug 5, 2003 · Amount on Record
Prior SaleDec 31, 2002 · Amount on Record
Deed Book / Page2041 / 97
Prior Transfer DateJan 30, 2003
Prior Transfer Doc2029000260
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBROOME NY
Recording DateJun 25, 2026
Property Address628 W MAIN ST, ENDICOTT, NY 13760-4542
Document Number0000017968
Book / Page4266 / 510
Instrument DateJun 18, 2026
Instrument202617968
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address628 W MAIN ST, ENDICOTT, NY 13760-4542

Mortgage

Document Number0000017968,
DateJun 25, 2026
Book Page4266/510
Instrument202617968
Lender
NameVISIONS FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 25, 2056
Interest
Rate TypeAdjustable Rate
Rate6.51%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

October 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBROOME NY
Recording DateOct 4, 2022
Property Address628 W MAIN ST, ENDICOTT, NY 13760-4542
Document Number002703/681
Book / Page2703 / 681
Instrument DateSep 23, 2022
Instrument202200025674
Transaction TypeTransfer
Record UpdatedFeb 17, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address410 MARION ST, ENDICOTT, NY 13760-4624

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address410 MARION ST, ENDICOTT, NY 13760-4624

Tax Assessment & Valuation

Source: Broome County and Union Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountyBroome County
County SubdivisionUnion Town
Unified School DistrictUnion-Endicott Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,455.00 (+6.96%) Homeowner's exemption
2025$5,100.00 (+17.76%) Homeowner's exemption$4,800 (+9.09%) Land $800 Building $4,000$172,700 (+35.8%) Land $28,783 Building $143,917
2024$4,331.00
2023$4,400 Land $800 Building $3,600$127,168 Land $23,121 Building $104,047

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims4 (2011)
Claims Outside the SFHA4 of 4
Most Recent ClaimSep 2011 · Remnants Of Tropical Storm Lee
Claims by Event
  • Remnants Of Tropical Storm Lee, Sep 2011 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemENDICOTT MUNICIPAL WATER WORKS
serves 45,000 people · EPA ID NY0301665
Water SourceGroundwater
Last State InspectionDec 2025
Lead4 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Empire Long Distance
Fiber
1,000 / 100
Zeta Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20

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