628 W Gary Way, Phoenix, AZ 85041 Property Records

Maricopa County property record for 628 W Gary Way, Phoenix, AZ 85041

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,576 sqft · built 2005
Lot Size	0.158 acres (6,905 sqft)
Owner	Individual Name on File
Last Sale	$235,000 (Aug 2017)
Tax Bill	$2,674 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Jul 2020 Loan Modification + 1 more
Flood Zone	Zone X (moderate risk)
APN	`300-40-290`

Property Details

APN / Parcel Number

Primary APN	`300-40-290`

Interior

Full Baths	3 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	2 Stories
Building Area	2,576 sqft Living Area
1st Floor Area	1,245 sqft
2nd Floor Area	1,331 sqft

Exterior

Year Built	Built 2005
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	6,905 sqft (0.158 acres)
Parking Spaces	2 Parking Spaces
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	628 W GARY WAY
City	PHOENIX
State	AZ
Zip	85041-8052
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	BRIGHTON PARK MCR 661-03
Legal Range	03E
Legal Township	01S
Legal Section	05
Legal Quarter	NW
Quarter-Quarter Section	NW
Legal Subdivision	BRIGHTON PARK
Legal Lot Number	55
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2020
Census Tract	116736

Owner

628 W Gary Way is owned and occupied by an individual who bought it in August 2017.

Source: Maricopa County records, as of November 20, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	628 W GARY WAY, PHOENIX, AZ 85041-8052
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2024	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jul 21, 2020	Loan Modification, Mortgage · Line of Credit PENNYMAC
Aug 18, 2017	Warranty Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2017 · Amount on File
Deed Sale	Aug 18, 2017 · Amount on File
Prior Sale	Nov 1, 2005 · Amount on File
Deed Document Number	20170611509
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	628 W GARY WAY, PHOENIX, AZ 85041-8052
Transaction Type	Mortgage
Record Updated	Nov 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	628 W GARY WAY, PHOENIX, AZ 85041-8052

Mortgage

Document Number	0000120199
Date	Mar 8, 2024
Instrument	20240120199

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

July 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MARICOPA AZ
Property Address	628 W GARY WAY, PHOENIX, AZ 85041-8052
Document Number	0000871038
Instrument Date	Jul 21, 2020
Transaction Type	Mortgage
Record Updated	Sep 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	628 W GARY WAY PHOENIX AZ 850418052, PHOENIX, AZ 85041-8052

Mortgage

Document Number	0000871038
Date	Sep 17, 2020
Instrument	871038

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 16, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.62%

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Aug 18, 2017
Property Address	628 W GARY WAY, PHOENIX, AZ 85041-8052
Document Number	0000611509
Map Reference	MB 661 PG 3
Instrument Date	Jul 12, 2017
Instrument	2017-0611509
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	PIONEER TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1203 RIVER RD # RD10K, 1203, EDGEWATER, NJ 07020-1456

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	628 W GARY WAY, PHOENIX, AZ 85041-8052

Mortgage

Document Number	0000611510
Date	Aug 18, 2017
Instrument	2017-0611510

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 628 W Gary Way was $2,674.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Secondary School District	Phoenix Union High School District (09 - 12)
Elementary School District	Roosevelt Elementary District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$39,110	$391,100 Land $78,200 Building $312,900
2025	$2,674.00
2024		$38,930	$389,300 Land $77,800 Building $311,500
2023	$2,527.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 628 W Gary Way in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 628 W Gary Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
CenturyLink DSL	140 / 20
AirFiber WISP Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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