628 W Elm St, Lima, OH 45801 Property Records

Allen County property record for 628 W Elm St, Lima, OH 45801

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 2,139 sqft · built 1920
Lot Size	0.172 acres (7,492 sqft)
Owner	Company Name on File
Last Sale	$475,000 (Aug 2024)
Tax Bill	$721 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36-3608-14-007.000`

Property Details

APN / Parcel Number

Primary APN	`36-3608-14-007.000`
Alternative APN	`M3836360814007000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,139 sqft Living Area
Gross Area	2,664 sqft
1st Floor Area	1,133 sqft
Upper Floors Area	1,006 sqft
Basement Area	525 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 2024
Architectural Style	Conventional
Exterior Material	Stucco
Construction Type	Frame
Lot Area	7,492 sqft (0.172 acres)
Lot Dimensions	136 ft deep x 55 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	200 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	628 W ELM ST
City	LIMA
State	OH
Zip	45801-4616
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	BAXTERS & CHERRYS ADDITION OF OUT LOTS OL 67 W MD PT S1/2 FF 54.75
Legal Subdivision	BAXTERS & CHERRYS ADDITION
Legal Lot Number	67
Jurisdiction	ALLEN OH
Township / Civil Division	LIMA
Census Block Group	1
Census Block	1006
Census Tract	13300

Owner

628 W Elm St, a duplex, is owned by a company that bought it in August 2024.

Source: Allen County records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	223 W MAIN ST, CRIDERSVILLE, OH 45806-2377
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2024 · Amount on File
Deed Sale	Aug 20, 2024 · Amount on File
Prior Sale	May 16, 2022 · Amount on File
Deed Document Number	20247540
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	May 16, 2022
Property Address	628 W ELM ST, LIMA, OH 45801-4616
Document Number	5160005823
Book / Page	2022 / 5823
Map Reference	MB 1 PG 18
Instrument Date	May 16, 2022
Instrument	202205160005823
Transaction Type	Transfer
Record Updated	May 27, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	223 W MAIN ST, CRIDERSVILLE, OH 45806-2377

Mortgage

Document Number	5160005824
Date	May 16, 2022
Book Page	2022/5824
Instrument	202205160005824

Lender

Name	LIMA PROPERTIES LTD
Type	Non-Lending Institution
Address	LIMA, OH 45801

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 628 W Elm St was $721, up 45.4% from the year before.

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
Municipality	Lima City
Unified School District	Lima City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$721.00 (+45.36%)	$18,660 (+52.33%) Land $3,010 Building $15,650	$53,300 (+52.29%) Land $8,600 Building $44,700
2024	$496.00 (-7.12%)	$12,250 (+5.06%) Land $3,010 Building $9,240	$35,000 Land $8,600 Building $26,400
2023	$534.00 (-0.19%)	$11,660 (-) Land $2,870 Building $8,790
2022	$535.00	$11,660 Land $2,870 Building $8,790
2021			$33,300 Land $8,200 Building $25,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 628 W Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 628 W Elm St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
AT&T Fixed Wireless	100 / 20

May also be available: MetaLINK Technologies, TSC, Verizon.

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