628 W Beech Rd, Sterling, VA 20164 Property Records

Loudoun County property record for 628 W Beech Rd, Sterling, VA 20164

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,096 sqft · built 1963
Lot Size	0.3 acres (13,068 sqft)
Owner	Company Name on Record
Last Sale	$400,000 (May 2018)
Tax Bill	$4,498 (2025)
Deeds & Mortgages	Dec 2025 Transfer Mar 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`032-40-2760-000`

Property Details

APN / Parcel Number

Primary APN	`032-40-2760-000`
Alternative APN	`81/F/1/98`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,096 sqft Living Area
1st Floor Area	480 sqft
Basement Area	360 sqft
Finished Basement	360 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1995
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Wood Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,068 sqft (0.3 acres)

Exterior Amenities

Porch	Porch
Porch Area	180 sqft
Patio Area	240 sqft
Shed	1 Shed
Shed Area	420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	/81/F/1////98/
Street Address	628 W BEECH RD
City	STERLING
State	VA
Zip	20164-4605
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDH3
Legal Description	STERLING PARK SEC.1 BLK.J LOT 98 200911160076261 BROYHILLS ADDN
Legal Subdivision	STERLING PARK
Legal Block	J
Legal Lot Number	98
Jurisdiction	LOUDOUN VA
Township / Civil Division	STERLING
Census Block Group	3
Census Block	3006
Census Tract	611502

Owner

Source: Loudoun County records, as of January 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	2 Co-owners on Record
Mailing Address	11507 RIDGE MIST TER, POTOMAC, MD 20854-2032
Owner Type	Company, Secondary Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2025	Intrafamily Transfer, Transfer
Mar 26, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST HOME MORTGAGE CORPORATION
May 11, 2018	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FIN'L

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	May 11, 2018 · Amount on Record
Deed Sale	May 11, 2018 · Amount on Record
Prior Sale	May 11, 2018 · Amount on Record
Deed Document Number	20180511026357
Last Transfer Date	Dec 23, 2025
Transfer Doc	0000062509
Record Updated	Jun 8, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LOUDOUN VA
Recording Date	Dec 23, 2025
Property Address	628 W BEECH RD, STERLING, VA 20164-4605
Document Number	0000062509
Map Reference	MB 412 PG 688
Instrument Date	Dec 18, 2025
Instrument	20251223-0062509
Transaction Type	Transfer
Record Updated	Jan 7, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	11507 RIDGE MIST TER, POTOMAC, MD 20854-2032

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	628 W BEECH RD, STERLING, VA 20164-4605
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036281
Date	Mar 26, 2021
Instrument	202103260036281

Lender

Name	FIRST HOME MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.5%

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDOUN VA
Recording Date	May 11, 2018
Property Address	628 W BEECH RD, STERLING, VA 20164-4605
Document Number	20180511026357
Instrument Date	May 8, 2018
Instrument	26357
Transaction Type	Transfer
Record Updated	Feb 17, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	628 W BEECH RD STERLING VA 201644605, STERLING, VA 20164-4605

Mortgage

Document Number	20180511026358
Date	May 11, 2018
Instrument	26358

Lender

Name	CARDINAL FIN'L
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,498.00 (+4.14%)	$558,790 (+13.19%) Land $236,500 Building $322,290	$558,790 (+13.19%) Land $236,500 Building $322,290
2023	$4,319.00	$493,690 Land $211,500 Building $282,190	$493,690 Land $211,500 Building $282,190

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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