628 W 7th St, Laurel, MS 39440 Property Records

Jones County property record for 628 W 7th St, Laurel, MS 39440

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,522 sqft · built 1930
Lot Size	0.128 acres (5,616 sqft)
Owner	Company Name on Record
Tax Bill	$2,317 (2025)
Deeds & Mortgages	Nov 2017 Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`119Y-06-03-013.00`

Property Details

APN / Parcel Number

Primary APN	`119Y-06-03-013.00`
Alternative APNs	`009637` `9637`

Interior

Full Baths	2 Baths
Building Area	1,522 sqft Living Area
1st Floor Area	1,522 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,616 sqft (0.128 acres)
Lot Dimensions	117 ft deep x 48 ft wide
Garage Type	Carport
Carport	Carport
Carport Area	242 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	180 sqft
Deck Area	72 sqft
Patio Area	72 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	009637
Street Address	628 W 7TH ST
City	LAUREL
State	MS
Zip	39440-3460
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EASTMAN GARDINER & CO ADD BEG NW/C OF LOT 41 RUN E ALONG N LINE OF LOT 41 96.09 FT FOR A POB RUN S PARL WITH W LINE OF LOTS
Legal Range	11
Legal Township	08
Legal Section	06
Legal Subdivision	GARDINER & CO ADD
Legal Lot Number	41
Jurisdiction	JONES MS
Township / Civil Division	2
Census Block Group	2
Census Block	2022
Census Tract	950500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Laurel Central Historic District (Additional Documentation) listed 1987 · 334 contributing resources · NRIS 86001908

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Jones County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5945 SW OLESON RD, PORTLAND, OR 97225-1119
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2017	Deed of Trust, Mortgage CITIZENS BANK
Nov 23, 2020	Deed of Trust, Mortgage COMMUNITY BANK OF MISSISSIPPI
Feb 1, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2023
Deed Sale	Jun 30, 2023
Deed Document Number	0002233490
Record Updated	Jun 8, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JONES MS
Property Address	628 W 7TH ST, LAUREL, MS 39440-3460
Transaction Type	Mortgage
Record Updated	May 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00217/7133
Date	Nov 9, 2017
Book Page	217/7133
Instrument	21707133

Lender

Name	CITIZENS BANK
Type	Bank
Address	LAUREL, MS 39440

Agreement

Amount	Amount Recorded
Term	61 Months
Due	Dec 5, 2022

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JONES MS
Property Address	628 W 7TH ST, LAUREL, MS 39440-3460
Transaction Type	Mortgage
Record Updated	May 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00220/7311
Date	Nov 23, 2020
Book Page	220/7311
Instrument	22007311

Lender

Name	COMMUNITY BANK OF MISSISSIPPI
Type	Bank
Address	FLOWOOD, MS 39232

Agreement

Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2035

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JONES MS
Recording Date	Feb 1, 2021
Property Address	628 W 7TH ST, LAUREL, MS 39440-3460
Document Number	000221/785
Book / Page	221 / 785
Instrument Date	Feb 1, 2021
Instrument	22100785
Transaction Type	Transfer
Record Updated	May 5, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	815 N 6TH AVE, LAUREL, MS 39440-2710

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	628 W 7TH ST, LAUREL, MS 39440-3460

Tax Assessment & Valuation

Source: Jones County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Jones County
Municipality	Laurel City
Unified School District	Laurel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,317.00 (+9.91%)	$13,165 (+8.98%)	$87,760 (+8.98%) Land $6,410 Building $81,350
2024	$2,108.00 (+1.98%)
2023	$2,067.00 (-1.01%)	$12,080	$80,530 Land $6,410 Building $74,120
2022	$2,088.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	7 (1979–2005)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Aug 2005 · Hurricane Katrina

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
C Spire Wireless Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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