628 W 5th St, Lancaster, TX 75146 Property Records

Dallas County property record for 628 W 5th St, Lancaster, TX 75146

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,248 sqft · built 1955
Lot Size	0.291 acres (12,676 sqft)
Owner	2 Individual Names on File
Last Sale	$299,248 (Mar 2024)
Tax Bill	$5,776 (2025)
Deeds & Mortgages	Mar 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36-08950-001-003-0000`

Property Details

APN / Parcel Number

Primary APN	`36-08950-001-003-0000`
Alternative APN	`360895000100300`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,248 sqft Living Area
1st Floor Area	1,248 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1980
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,676 sqft (0.291 acres)
Lot Dimensions	200 ft deep x 65 ft wide
Garage Type	Carport
Garage Area	160 sqft
Carport	Carport
Carport Area	160 sqft
Storage Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	360895000100300
Street Address	628 W 5TH ST
City	LANCASTER
State	TX
Zip	75146-2348
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	Z350
Legal Description	WESTRIDGE ACRES LOT 3 INT202400056432 DD03202024 CO-DC 0895000100300 4CN08950001
Legal Subdivision	WESTRIDGE ACRES
Legal Tract	8950
Legal Block	1
Legal Lot Number	3
Jurisdiction	DALLAS TX
Township / Civil Division	SOUTHWEST DALLAS
Census Block Group	3
Census Block	3027
Census Tract	16803

Owner

628 W 5th St is owned and occupied by two individuals who bought it in March 2024.

Source: Dallas County records, as of August 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	628 W 5TH ST, LANCASTER, TX 75146-2348
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 21, 2024 · Amount on File
Deed Sale	Mar 21, 2024 · Amount on File
Prior Sale	Jun 8, 2005 · Amount on File
Deed Document Number	202456432
Prior Transfer Date	Dec 2, 1999
Prior Transfer Doc	9923004142
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	628 W 5TH ST, LANCASTER, TX 75146-2348
Transaction Type	Mortgage
Record Updated	Apr 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3534 IDAHO AVE, DALLAS, TX 75216-5923

Mortgage

Document Number	0000056433
Date	Mar 21, 2024
Instrument	202400056433

Lender

Name	PROSPERITY BANK
Type	Bank
Address	EL CAMPO, TX 77437

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 628 W 5th St was $5,776 with an additional exemption, up 1,295.2% from the year before.

Source: Dallas County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Dallas County
Municipality	Lancaster City
Unified School District	Lancaster Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$305,870 (+24.86%) Land $48,000 Building $257,870	$305,870 (+24.86%) Land $48,000 Building $257,870
2025	$5,776.00 (+1,295.17%)	$244,970 Land $40,000 Building $204,970	$244,970 Land $40,000 Building $204,970
2024	$414.00 (+8.95%)
2023	$380.00 (-7.77%) Homeowner's exemption Senior Citizen's exemption	$186,830 Land $40,000 Building $146,830	$186,830 Land $40,000 Building $146,830
2022	$412.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 628 W 5th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 628 W 5th St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LANCASTER serves 40,449 people · EPA ID TX0570013
Water Source	Purchased surface water from DALLAS WATER UTILITY
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20