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628 W 49th St, Chicago, IL 60609 Property Records

Cook County property record for 628 W 49th St, Chicago, IL 60609

Property Summary

Property TypeApartments (5+ Units)
Details3 bd · 2 ba · 1,640 sqft · built 1889
Lot Size0.069 acres (3,000 sqft)
OwnerIndividual Name on File
Tax Bill$2,043 (2023)
Deeds & MortgagesFeb 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN20-09-108-040

Property Details

APN / Parcel Number

Primary APN20-09-108-040
Alternative APN
  • 20-09-108-040-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Units2 Units
Stories2 Stories
Building Area1,640 sqft Living Area

Exterior

Year BuiltBuilt 1889
Effective Year BuiltEffective 1891
Architectural StyleMulti-Family
Exterior MaterialWood
Construction TypeFrame
Roof MaterialAsphalt
Lot Area3,000 sqft (0.069 acres)
Garage TypeDetached

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address628 W 49TH ST
CityCHICAGO
StateIL
Zip60609-4434
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Local Zoning CodeRS-3
Legal Range14E
Legal Township38N
Legal Section09
Legal SubdivisionFOWLERS RESUB
Legal Lot Number207
JurisdictionCOOK IL
Township / Civil DivisionCHICAGO
Census Block Group1
Census Block1014
Census Tract843800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chicago Park Boulevard System Historic District
listed 2018 · 3,052 contributing resources · NRIS 12000040

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

628 W 49th St, a residential property, is owned and occupied by an individual.

Source: Cook County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address628 W 49TH ST, CHICAGO, IL 60609-4434
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address628 W 49TH ST, CHICAGO, IL 60609-4434
Document Number1705418023
Instrument DateFeb 6, 2017
Transaction TypeMortgage
Record UpdatedMar 6, 2017
Title CompanyATTORNEY'S TITLE, ATTORNEYS TITLE GUARANTY FUND

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCorporate Trust
Address628 W 49TH ST CHICAGO IL 606094434, CHICAGO, IL 60609-4434

Mortgage

Document Number1705418023
DateFeb 23, 2017
Instrument5418023
Lender
NameFIRST CENTENNIAL MTG
TypeMortgage Company
AddressAURORA, IL 60506
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueFeb 22, 2047
Interest
Rate TypeFixed Rate
Rate4.12%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
MunicipalityChicago City
Unified School DistrictChicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$18,000 Land $1,800 Building $16,200$180,000 Land $18,000 Building $162,000
2023$2,043.00 (+3.71%)
2022$1,970.00 (+1.34%) Homeowner's exemption$13,000 (-) Land $2,850 Building $10,150$130,000 (-) Land $28,500 Building $101,500
2021$1,944.00 Homeowner's exemption$13,000 Land $2,850 Building $10,150$130,000 Land $28,500 Building $101,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 628 W 49th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 628 W 49th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICAGO
serves 2,721,308 people · EPA ID IL0316000
Water SourceSurface water
Last State InspectionMar 2026
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · Fiber, DSL in parts of the area		100 / 20

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