St. Louis County property record for 628 W 3rd St, Duluth, MN 55806 · Last verified August 2026
| Property Type | Residential > Multi-Unit > Residential Multi-Family (5+ Units) |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1895 |
| Square Footage | 1,392 sqft Gross Area |
| Lot Size | 2,736 sqft (0.062 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $185,000 (2026) |
| Tax Bill | $2,946.00 (2026) |
Source: St. Louis County records · APN 010-1250-00240
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 628 W 3RD ST, DULUTH, MN 55806-3961 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Tenants In Common |
| Date | Document |
|---|---|
| May 05, 2026 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage SUMMIT MORTGAGE CORPORATION |
| May 05, 2026 | Warranty Deed, Transfer THE TITLE FIRM, THE TITLE TEAM |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 05, 2026 · Amount on Record |
| Deed Sale | May 05, 2026 · Amount on Record |
| Prior Sale | May 05, 2026 · Amount on Record |
| Deed Doc Number | 20261101181 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | May 05, 2026 |
| Property Address | 628 W 3RD ST, DULUTH, MN 55806-3961 |
| Document Number | 0001101181 |
| Instrument Date | May 05, 2026 |
| Instrument | 2026.1101181 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2026 |
| Title Company | TITLE STREAM, TITLE TEAM |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $61,660.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants In Common |
| Address | 628 W 3RD ST, DULUTH, MN 55806-3961 |
| Document Number | 0001101181, |
|---|---|
| Date | May 05, 2026 |
| Instrument | 2026.1101181 |
| Name | SUMMIT MORTGAGE CORPORATION |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2056 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | May 05, 2026 |
| Property Address | 628 W 3RD ST, DULUTH, MN 55806-3961 |
| Document Number | 0001101180 |
| Instrument Date | May 05, 2026 |
| Instrument | 2026.1101180 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2026 |
| Title Company | THE TITLE FIRM, THE TITLE TEAM |
| Amount | Amount Recorded |
|---|---|
| Tax | $28,330.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3947 E CALVARY RD, DULUTH, MN 55803-1306 |
| Investor | Possibly a Property Investor |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,946.00 (+11.17%) | ||
| 2025 | $2,650.00 (+6.94%) | $184,400 (+17.53%) Land $21,900 Building $162,500 | $184,400 (+17.53%) Land $21,900 Building $162,500 |
| 2024 | $2,478.00 | $156,900 (+18.86%) Land $21,200 Building $135,700 | $156,900 (+18.86%) Land $21,200 Building $135,700 |
| 2022 | $132,000 Land $19,200 Building $112,800 | $132,000 Land $19,200 Building $112,800 |
Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 010-1250-00240 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 1,392 sqft Gross Area |
| 1st Floor | 696 sqft 1st Floor |
| Basement Area | 200 sqft Basement |
| Finished Basement | 200 sqft Finished |
| Stories | 2 Stories |
| Year Built | Built 1895 |
|---|---|
| Effective Year Built | Effective 1895 |
| Architectural Style | Duplex Single Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Hip Roof Construction |
| Lot Area | 2,736 sqft (0.062 acres) |
| Pool Type | Spa/Hot Tub (Only) Pool Type |
|---|---|
| Deck Area | 112 sqft Deck |
| Porch Area | 61 sqft Porch |
| Sauna | Sauna |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Oil Heating Fuel |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 1196616 |
|---|---|
| Street Address | 628 W 3RD ST |
| City | DULUTH |
| State | MN |
| Zip | 55806-3961 |
| Property Usage | Residential Property Usage |
| Type | Residential > Multi-Unit > Residential Multi-Family (5+ Units) |
| Legal Description | W 1/2 EX SLY 40 FT SERIAL # |
| Legal Subdivision | DULUTH PROPER THIRD DIV |
| Legal Block | 26 |
| Legal Lot Number | 110 |
| Jurisdiction | ST LOUIS MN |
| Minor Civil Division | DULUTH |
| Census Blockgroup | 2 |
| Census Block | 2001 |
| Census Tract | 2000 |
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