628 W 20th Pl, Gary, IN 46407 Property Records

Lake County property record for 628 W 20th Pl, Gary, IN 46407

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,728 sqft · built 1955
Lot Size	0.099 acres (4,312 sqft)
Owner	Company Name on Record
Last Sale	$113,050 (Mar 2025)
Tax Bill	$1,308 (2024)
Deeds & Mortgages	Dec 2025 Mortgage Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001-25-46-0515-0023`

Property Details

APN / Parcel Number

Primary APN	`001-25-46-0515-0023`
Alternative APNs	`45-08-09-453-031.000-004` `254605150023`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,728 sqft Living Area
Gross Area	2,592 sqft
1st Floor Area	864 sqft
Basement Area	864 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1970
Construction Type	Brick
Roof Material	Asphalt
Lot Area	4,312 sqft (0.099 acres)
Lot Dimensions	100 ft deep x 43 ft wide
View / Lot	Alley
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	628 W 20TH PL
City	GARY
State	IN
Zip	46407-2530
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ANDREW MEANS PARK MANOR E. 37.67FT. OF L.23 BL.3 W. 5FT. OF L.22 BL.3
Legal Subdivision	ANDREW MEANS PARK
Legal Block	3
Legal Lot Number	23
Jurisdiction	LAKE IN
Township / Civil Division	CALUMET
Census Block Group	1
Census Block	1036
Census Tract	11800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Roosevelt, Theodore, High School listed 2012 · 2 contributing resources · NRIS 12001059

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lake County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1021 KILLARNEY DR, DYER, IN 46311-1294
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2025	Deed of Trust, Mortgage · Commercial Mortgage BPL MORTGAGE LLC
Dec 18, 2020	Warranty Deed, Transfer CONTAGIOUS ENTHUSIASM INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 24, 2025 · Amount on Record
Deed Sale	Mar 24, 2025 · Amount on Record
Prior Sale	Feb 11, 2025
Deed Document Number	2025509808
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	628 W 20TH PL, GARY, IN 46407-2530
Transaction Type	Mortgage
Record Updated	Dec 17, 2025
Title Company	INDIANA TITLE NETWORK COMPANY, INDIANA TITLE NETWORK CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7054 MCCOOK AVE, HAMMOND, IN 46323-2121

Mortgage

Document Number	0000047278
Date	Dec 5, 2025
Instrument	2025-547278

Lender

Name	BPL MORTGAGE LLC
Type	Mortgage Company
Address	VILLA PARK, IL 60181

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Dec 18, 2020
Property Address	628 W 20TH PL, GARY, IN 46407-2530
Document Number	0000092556
Instrument Date	Dec 9, 2020
Instrument	92556
Transaction Type	Transfer
Record Updated	Apr 19, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5400 GLENRIDGE DR SANDY SPRINGS GA 303427601, SANDY SPRINGS, GA 30342-7601

Mortgage

Document Number	92557
Date	Dec 18, 2020
Instrument	92557

Lender

Name	CONTAGIOUS ENTHUSIASM INC

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Dec 17, 2025

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Calumet Township
Municipality	Gary City
Unified School District	Gary Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$79,300 (+60.2%) Land $5,900 Building $73,400	$79,300 (+60.2%) Land $5,900 Building $73,400
2024	$1,308.00 (+5.74%)
2023		$49,500 (+2.48%) Land $5,900 Building $43,600	$49,500 (+2.48%) Land $5,900 Building $43,600
2022	$1,237.00	$48,300 Land $5,000 Building $43,300	$48,300 Land $5,000 Building $43,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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