628 Villa Ave, Front Royal, VA 22630 Property Records

Warren County property record for 628 Villa Ave, Front Royal, VA 22630

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 2,455 sqft · built 1915
Lot Size0.42 acres (18,295 sqft)
OwnerIndividual Name on File
Last Sale$305,000 (Jun 2021)
Tax Bill$2,668 (2026)
Deeds & MortgagesJul 2022 Sale & Mortgage
Jun 2021 Sale & Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN20A515-2

Property Details

APN / Parcel Number

Primary APN20A515-2
Alternative APNs
  • 20/A5/15/2/A
  • 10981

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,455 sqft Living Area
Gross Area4,732 sqft
1st Floor Area1,236 sqft
Basement Area1,236 sqft
Unfinished Basement1,236 sqft
FlooringSoftwood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1979
Exterior MaterialBrick
Foundation TypeConcrete
Roof TypeHip
Roof MaterialMetal
Lot Area18,295 sqft (0.42 acres)
TerrainRolling
Garage TypeDetached
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area858 sqft
Patio Area180 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHot Water
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number10981
Old Parcel Number20A515 2A
Street Address628 VILLA AVE
CityFRONT ROYAL
StateVA
Zip22630-2726
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionL 2A PROPERTY MANAGEMENT FR LLC PROP LR21-5187 COMB L 2 3 PT 4 LR21-6021 & SUBDIV LR22-4435
Legal SubdivisionNORTH RIVER-TOWN
Legal Lot Number2A-3
JurisdictionWARREN VA
Township / Civil DivisionNORTH RIVER
Census Block Group1
Census Block1011
Census Tract20400

Owner

628 Villa Ave is owned and occupied by an individual who bought it in June 2021.

Source: Warren County records, as of October 13, 2026

Owner of RecordIndividual Name on File
Mailing Address628 VILLA AVE, FRONT ROYAL, VA 22630-2726
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 12, 2022Bargain and Sale Deed, Transfer · Conventional Mortgage
ACC MORTGAGE INC
Jun 10, 2021Deed, Transfer · Line of Credit
FIRSTBANK
Sep 21, 2020Deed of Distribution, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 10, 2021 · Amount on File
Deed SaleJun 10, 2021 · Amount on File
Deed Document Number20215188
Record UpdatedOct 29, 2026

July 2022: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionWARREN VA
Recording DateJul 12, 2022
Property Address628 VILLA AVE, FRONT ROYAL, VA 22630-2726
Document Number0220004435
Instrument DateApr 14, 2022
Instrument220004435
Transaction TypeTransfer
Record UpdatedFeb 13, 2023
Title CompanyQUALITY TITLE INC, QUALITY TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$165.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address628 VILLA AVE, FRONT ROYAL, VA 22630-2726

Mortgage

Document Number0220004436
DateJul 12, 2022
Instrument220004436
Lender
NameACC MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2052

June 2021: Deed, Transfer

Document TypeDeed
JurisdictionWARREN VA
Recording DateJun 10, 2021
Property Address628 VILLA AVE, FRONT ROYAL, VA 22630-2726
Document Number0210005188
Map ReferenceMB 2 PG 103
Instrument DateJun 9, 2021
Instrument210005188
Transaction TypeTransfer
Record UpdatedMar 31, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$305.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address117 W 12TH ST, FRONT ROYAL, VA 22630-3515

Mortgage

Document Number0210005189
DateJun 10, 2021
Instrument210005189
Lender
NameFIRSTBANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2020: Deed of Distribution, Transfer

Document TypeDeed of Distribution
JurisdictionWARREN VA
Recording DateSep 21, 2020
Property Address628 VILLA AVE, FRONT ROYAL, VA 22630-2726
Document Number0200006551
Map ReferenceMB 2 PG 103
Instrument DateSep 18, 2020
Instrument200006551
Transaction TypeTransfer
Record UpdatedMar 31, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address200 ACADEMY DR, FRONT ROYAL, VA 22630-2601

Tax Assessment & Valuation

The 2026 property tax bill for 628 Villa Ave was $2,668, up 18.8% from the year before.

Source: Warren County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyWarren County
MunicipalityFront Royal Town
Unified School DistrictWarren County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,668.00 (+18.79%)$469,000 (-) Land $74,800 Building $394,200
2025$2,246.00 (+25.54%)$469,000 (+28.42%) Land $74,800 Building $394,200$469,000 (+28.42%) Land $74,800 Building $394,200
2024$1,789.00$365,200 (-) Land $74,800 Building $290,400$365,200 (-) Land $74,800 Building $290,400
2023$365,200 Land $74,800 Building $290,400$365,200 Land $74,800 Building $290,400
2022$1,789.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 628 Villa Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 3, 2008

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 628 Villa Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF FRONT ROYAL
serves 15,000 people · EPA ID VA2187406
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 2,000
Brightspeed
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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