628 Valley View Dr, Oneida, NY 13421 Property Records

Madison County and Oneida City property record for 628 Valley View Dr, Oneida, NY 13421

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,484 sqft · built 2015
Lot Size0.8 acres (34,848 sqft)
Owner2 Individual Names on File
Last Sale$338,000 (Apr 2021)
Tax Bill$12,493 (2026)
Deeds & MortgagesApr 2021 Sale & Mortgage
Oct 2020 Mortgage
APN251201 38.53-1-34

Property Details

APN / Parcel Number

Primary APN251201 38.53-1-34
Alternative APNs
  • 120103805300010340000000
  • INSIDE

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,484 sqft Living Area
1st Floor Area1,284 sqft
2nd Floor Area1,200 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Architectural StyleColonial
Lot Area34,848 sqft (0.8 acres)
Lot Dimensions198 ft deep x 177 ft wide
Garage TypeAttached
Garage Area768 sqft
Parking Spaces3 Parking Spaces
Pool TypeIn-Ground Vinyl Pool
PorchSlab
Porch Area440 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address628 VALLEY VIEW DR
CityONEIDA
StateNY
Zip13421-1823
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Block1
Legal Lot Number34.000
JurisdictionMADISON NY
Township / Civil DivisionONEIDA
Census Block Group1
Census Block1040
Census Tract30103

Owner

Source: Madison County and Oneida City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address628 VALLEY VIEW DR, ONEIDA, NY 13421-1823
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 13, 2021Warranty Deed, Transfer · VA Mortgage
USAA FSB
Oct 9, 2020Deed of Trust, Mortgage · Conventional with PMI
AMERICU CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 13, 2021 · Amount on File
Deed SaleApr 13, 2021 · Amount on File
Prior SaleOct 11, 2013 · Amount on File
Deed Document Number20212826
Prior Transfer DateJul 22, 2002
Prior Transfer Doc1230000208
Record UpdatedOct 29, 2026

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON NY
Recording DateApr 13, 2021
Property Address628 VALLEY VIEW DR, ONEIDA, NY 13421-1823
Document Number0000000826
Instrument DateApr 12, 2021
Instrument2021-2826
Transaction TypeTransfer
Record UpdatedApr 26, 2022

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address204 BETSINGER RD APT 56, 56, SHERRILL, NY 13461-1504

Mortgage

Document Number0000000827
DateApr 13, 2021
Instrument2021-2827
Lender
NameUSAA FSB
TypeBank
Agreement
TypeVA Mortgage
AmountAmount on Record

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON NY
Property Address628 VALLEY VIEW DR, ONEIDA, NY 13421-1823
Document Number0000006020
Instrument DateOct 9, 2020
Transaction TypeMortgage
Record UpdatedDec 8, 2020
Title CompanyINDEPENDENT TITLE AGENCY, INDEPENDENT TITLE AGCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address628 VALLEY VIEW DR ONEIDA NY 134211823, ONEIDA, NY 13421-1823

Mortgage

Document Number0000006020
DateNov 9, 2020
Instrument6020
Lender
NameAMERICU CU
TypeCredit Union
AddressROME, NY 13440
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueNov 8, 2050

Tax Assessment & Valuation

Source: Madison County and Oneida City assessment roll, as of April 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyMadison County
MunicipalityOneida City
Unified School DistrictOneida City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$12,493.00 (-1.34%) Disabled Person's exemption Veteran's exemption
2025$12,663.00 (+56.74%)$274,300 (-) Land $43,300 Building $231,000$386,338 (+7.04%) Land $60,986 Building $325,352
2023$274,300 (-15.42%) Land $43,300 Building $231,000$360,921 (-7.63%) Land $56,974 Building $303,947
2022$8,079.00 Disabled Person's exemption Veteran's exemption$324,300 Land $43,300 Building $281,000$390,723 Land $52,169 Building $338,554

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2025)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2025

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONEIDA CITY
serves 11,393 people · EPA ID NY2602381
Water SourceSurface water
Last State InspectionOct 2025
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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