628 University St, Spearfish, SD 57783 Property Records

Lawrence County property record for 628 University St, Spearfish, SD 57783

Property Summary

Property TypeSingle Family Home
Details4 ba · 1,904 sqft · built 1978
Lot Size0.16 acres (6,970 sqft)
OwnerTrust Name on Record
Tax Bill$3,090 (2025)
Flood ZoneZone X (minimal risk)
APN32660-01400-140-00

Property Details

APN / Parcel Number

Primary APN32660-01400-140-00
Alternative APN
  • R20203

Interior

Full Baths4 Baths
Plumbing Fixtures10 Plumbing Fixtures
Building Area1,904 sqft Living Area
1st Floor Area952 sqft
Basement Area952 sqft
Unfinished Basement952 sqft

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Lot Area6,970 sqft (0.16 acres)
Lot Dimensions140 ft deep x 100 ft wide

Location & Zoning

Account NumberR20203
Street Address628 UNIVERSITY ST
CitySPEARFISH
StateSD
Zip57783-1923
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSCHAR ADDITION LOTS 14 & 15 BLK 14 PLAT BK1 PG208
Legal SubdivisionSCHAR ADDITION
Legal Block14
Legal Lot Number14-15
JurisdictionLAWRENCE SD
Township / Civil DivisionSPEARFISH
Census Block Group1
Census Block1034
Census Tract966303

Owner

Source: Lawrence County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordTrust Name on Record
Mailing Address628 UNIVERSITY ST, SPEARFISH, SD 57783-1923
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Lawrence County assessment roll, as of September 15, 2026

Property Jurisdictions

TypeName
StateSouth Dakota
CountyLawrence County
MunicipalitySpearfish City
Unified School DistrictSpearfish School District 40-2 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$290,970 (-1.96%) Land $70,000 Building $220,970
2025$3,090.00 (-3.89%)$296,800 (+34.38%) Land $63,000 Building $233,800
2024$3,215.00 (+11.13%)
2023$251,070 Land $38,500 Building $212,570
2022$2,893.00$220,870 Land $35,000 Building $185,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · lower than 65% of South Dakota
Wildfire Likelihood0.09% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPEARFISH
serves 13,803 people · EPA ID SD4600311
Water SourceGroundwater
Last State InspectionMar 2026
Lead3 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Cable
1,250 / 250
Bluepeak
Cable · Fiber in parts of the area
1,000 / 30
Wisp West
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on University St

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