Spokane County property record for 628 Union St, Cheney, WA 99004
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1.5 ba · 1,846 sqft · built 1940 |
| Lot Size | 0.268 acres (11,667 sqft) |
| Owner | Trust Name on File |
| Last Sale | $110,000 (Oct 1995) |
| Tax Bill | $3,414 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 13132.7203 |
| Primary APN | 13132.7203 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,846 sqft Living Area |
| Gross Area | 2,331 sqft |
| 1st Floor Area | 936 sqft |
| Upper Floors Area | 495 sqft |
| Basement Area | 900 sqft |
| Finished Basement | 415 sqft |
| Unfinished Basement | 485 sqft |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Conventional |
| Exterior Material | Asbestos |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 11,667 sqft (0.268 acres) |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 50 sqft |
| Deck Area | 360 sqft |
| Patio Area | 360 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Street Address | 628 UNION ST |
|---|---|
| City | CHENEY |
| State | WA |
| Zip | 99004-1438 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | CHENEY ADD TO THE TOWN OF LT 1 BLK 103 EXC SELY 39FT |
| Legal Range | 41E |
| Legal Township | 23N |
| Legal Section | 13 |
| Legal Subdivision | CHENEY ADD |
| Legal Block | 103 |
| Legal Lot Number | 1 |
| Jurisdiction | SPOKANE WA |
| Township / Civil Division | CHENEY-MEDICAL LAKE |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 14001 |
628 Union St is held in a trust since September 2012.
Source: Spokane County records, as of September 16, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 15207 163RD PL NE, WOODINVILLE, WA 98072-8942 |
| Owner Type | Individual |
| Vesting | Trust, Personal Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 19, 1995 · Amount on File |
| Deed Sale | Oct 19, 1995 · Amount on File |
| Deed Document Number | 1995229 |
| Deed Book / Page | 1784 / 1829 |
| Last Transfer Date | Sep 12, 2012 |
| Transfer Doc | 0006128966 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 628 Union St was $3,414, up 5.5% from the year before.
Source: Spokane County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Spokane County |
| Municipality | Cheney City |
| Unified School District | Cheney School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,414.00 (+5.53%) | $316,300 Land $90,000 Building $226,300 | $316,300 Land $90,000 Building $226,300 |
| 2025 | $3,235.00 | ||
| 2024 | $316,100 (+43.16%) Land $80,000 Building $236,100 | $316,100 (+43.16%) Land $80,000 Building $236,100 | |
| 2023 | $2,649.00 (+8.17%) | $220,800 Land $48,000 Building $172,800 | $220,800 Land $48,000 Building $172,800 |
| 2022 | $2,449.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 628 Union St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 628 Union St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHENEY serves 16,954 people · EPA ID WA5312400 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2021 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 1,000 / 1,000 |
| DCI Cable | 1,000 / 100 |
May also be available: CenturyLink, T-Mobile, Verizon.
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