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628 Tracy Ter, Centralia, IL 62801 Property Records

Marion County property record for 628 Tracy Ter, Centralia, IL 62801 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details1,481 sqft · built 1989
Lot Size0.384 acres (16,706 sqft)
OwnerIndividual Name on File
Last Sale$249,000 (Dec 2025)
Tax Bill$5,969 (2025)
Deeds & MortgagesJan 2020 Mortgage
Dec 2025 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN1400079811

Property Details

APN / Parcel Number

Primary APN1400079811

Interior

Building Area1,481 sqft Living Area
Basement Area1,481 sqft
Unfinished Basement1,481 sqft

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Lot Area16,706 sqft (0.384 acres)
Garage Area720 sqft

Location & Zoning

Street Address628 TRACY TER
CityCENTRALIA
StateIL
Zip62801-4478
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBROOKHAVEN SUB PHASE III LOT 52 & S1/2 LOT 55
Legal SubdivisionBROOKHAVEN SUB
Legal Phase3
Legal Lot Number52,55
JurisdictionMARION IL
Township / Civil DivisionCENTRALIA
Census Block Group1
Census Block1023
Census Tract952400

Owner

Source: Marion County records · APN 1400079811

Assessment roll updated July 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address628 TRACY TER, CENTRALIA, IL 62801-4478
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
FCB BANKS
Dec 18, 2025Warranty Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Aug 02, 2017Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 18, 2025 · Amount on Record
Deed SaleDec 18, 2025 · Amount on Record
Prior SaleAug 02, 2017 · Amount on Record
Deed Document Number20255267
Prior Transfer DateJul 31, 2017
Prior Transfer Doc2017R04014
Record UpdatedSep 20, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARION IL
Property Address628 TRACY TER, CENTRALIA, IL 62801-4478
Transaction TypeMortgage
Record UpdatedJan 07, 2026
Title CompanyQUAD CITY TITLE, QUAD COUNTY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2020R00338
DateJan 23, 2020
Instrument2020R00338
Lender
NameFCB BANKS
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueFeb 01, 2035
Interest
Rate TypeFixed Rate

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARION IL
Recording DateDec 18, 2025
Property Address628 TRACY TER, CENTRALIA, IL 62801-4478
Document Number2025R05267
Instrument DateDec 16, 2025
Instrument2025R05267
Transaction TypeTransfer
Record UpdatedJan 07, 2026
Title CompanyHEARTLAND TITLE AND ESCROW, HEARTLAND TITLE & ESCROW LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$249.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4 AGAPE LN, CENTRALIA, IL 62801-6593

Transferred To (Grantee/Buyer)

NameVerified Name
Address628 TRACY TER, CENTRALIA, IL 62801-4478

Mortgage

Document Number2025R05268
DateDec 18, 2025
Instrument2025R05268
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2056
Interest
Rate TypeFixed Rate

August 2017: Deed, Transfer

Document TypeDeed
JurisdictionMARION IL
Recording DateAug 02, 2017
Property Address628 TRACY TER, CENTRALIA, IL 62801-4478
Document Number2017R04014
Instrument DateJul 31, 2017
Instrument2017R04014
Transaction TypeTransfer
Record UpdatedMar 07, 2023

Transaction

AmountAmount Recorded
Tax$112.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address628 TRACY TER, CENTRALIA, IL 62801-4478

Tax Assessment & Valuation

Source: Marion County records · Assessment roll updated July 16, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMarion County
County SubdivisionCentralia Township
MunicipalityCentralia City
Elementary School DistrictCentralia School District 135 (PK - 08)
Secondary School DistrictCentralia High School District 200 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,969.00 (+3.41%) Homeowner's exemption$89,750 (+11.99%) Land $10,390 Building $79,360$269,250 (+11.99%) Land $31,170 Building $238,080
2024$5,772.00 (+37.99%) Homeowner's exemption$80,140 (+51.75%) Land $9,280 Building $70,860$240,420 (+51.75%) Land $27,840 Building $212,580
2022$4,183.00 Homeowner's exemption Additional exemption filed$52,810 Land $7,840 Building $44,970$158,430 Land $23,520 Building $134,910

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Marion County (17121C), updated November 16, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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