628 Summit St, Vanderbilt, MI 49795 Property Records

Otsego County property record for 628 Summit St, Vanderbilt, MI 49795 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Lot Size	40,511 sqft (0.93 acres)
Occupancy	Owner Occupied
Last Sale	$78,000 (2017)
Tax Bill	$745.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`045-027-000-090-00`

Exterior

Lot Area	40,511 sqft (0.93 acres)

Location & Zoning

Street Address	628 SUMMIT ST
City	VANDERBILT
State	MI
Zip	49795-5108
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	BEG AT INT OF S/L OF SUMMIT ST & E/L OF MCRR, E 172 FT, S 235 FT, W TO E/L OF RR, N ALG RR TO POB. SEC 27 T32N R3W.
Legal Range	03W
Legal Township	32N
Legal Section	27
Legal Subdivision	VANDERBILT VILLAGE SEC 27
Jurisdiction	OTSEGO MI
Minor Civil Division	CORWITH
Census Blockgroup	3
Census Block	3071
Census Tract	950100

Owner

Source: Otsego County records · APN 045-027-000-090-00

Assessment roll updated October 3, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1971 REDWOOD DR, GAYLORD, MI 49735-8610
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 31, 2017 · Amount on Record
Deed Sale	May 31, 2017 · Amount on Record
Prior Sale	Dec 09, 2016 · Amount on Record
Deed Book / Page	1432 / 609
Prior Transfer Date	Nov 06, 2014
Prior Transfer Doc	1361/84
Record Refreshed	Sep 20, 2026

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTSEGO MI
Recording Date	May 31, 2017
Property Address	628 SUMMIT ST, VANDERBILT, MI 49795-5108
Document Number	1432/0609
Book / Page	1432 / 0609
Instrument Date	May 30, 2017
Transaction Type	Transfer
Record Updated	Dec 03, 2021
Title Company	ALPINE TITLE AND ESCROW, ALPINE TITLE & ESCROW

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	628 SUMMIT ST, 628, VANDERBILT, MI 49795-5108

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1971 REDWOOD DR, GAYLORD, MI 49735-8610

Mortgage

Document Number	1432/0610
Date	May 31, 2017
Book Page	1432/0610

Lender

Name	COMMUNITY FINANCIAL CREDIT UNION
Type	Credit Union
Address	PLYMOUTH, MI 48170

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 23, 2047

Tax Assessment & Valuation

Source: Otsego County records · Assessment roll updated October 3, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Otsego County
County Subdivision	Corwith Township
Municipality	Vanderbilt Village
Unified School District	Vanderbilt Area Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$65,000 (+4.17%)	$130,000 (+4.17%)
2025	$745.00 (-31.84%) Homeowner's exemption	$62,400 (+7.59%)	$124,800 (+7.59%)
2024	$1,093.00 (+53.08%)
2023		$58,000	$116,000
2022	$714.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	FEMA flood map data for this location is not available in our records

Wildfire

Wildfire Risk	Low above 20% of the US · above 52% of Michigan
Wildfire Likelihood	About 1 in 5,882 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.