628 Springridge Dr, Lexington, KY 40503 Property Records

Lexington-Fayette Urban County property record for 628 Springridge Dr, Lexington, KY 40503

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,361 sqft · built 1955
Lot Size	0.242 acres (10,559 sqft)
Owner	Individual Name on File
Last Sale	$264,000 (Jun 2020)
Tax Bill	$3,302 (2026)
Deeds & Mortgages	Dec 2019 Mortgage Jan 2022 Mortgage + 2 more
APN	`22999100`

Property Details

APN / Parcel Number

Primary APN	`22999100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,361 sqft Living Area
Basement Area	972 sqft
Unfinished Basement	972 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Brick
Lot Area	10,559 sqft (0.242 acres)
Lot Width	64 ft Width
Garage Type	Detached
Garage Area	896 sqft
Parking Spaces	4 Parking Spaces
Patio Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	628 SPRINGRIDGE DR
City	LEXINGTON
State	KY
Zip	40503-1718
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1C
Legal Description	LOT 6; BOOK: 3759 PAGE: 596
Legal Subdivision	SPRINGHURST
Legal Block	A
Legal Lot Number	6
Jurisdiction	FAYETTE KY
Township / Civil Division	LEXINGTON-FAYETTE CENTRAL
Census Block Group	1
Census Block	1003
Census Tract	2900

Owner

628 Springridge Dr is owned and occupied by an individual who bought it in June 2020.

Source: Lexington-Fayette Urban County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	628 SPRINGRIDGE DR, LEXINGTON, KY 40503-1718
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage COMMONWEALTH CR UN
Jan 4, 2022	Deed of Trust, Mortgage UNIVERSITY OF KENTUCKY FEDERAL CREDIT UN
Jun 23, 2020	Deed, Transfer
Dec 26, 2019	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2020 · Amount on File
Deed Sale	Jun 23, 2020 · Amount on File
Prior Sale	Dec 26, 2019 · Amount on File
Deed Book / Page	3759 / 596
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	628 SPRINGRIDGE DR, LEXINGTON, KY 40503-1718
Transaction Type	Mortgage
Record Updated	Jan 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009497/258
Date	Dec 26, 2019
Book Page	9497/258

Lender

Name	COMMONWEALTH CR UN

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	628 SPRINGRIDGE DR, LEXINGTON, KY 40503-1718
Transaction Type	Mortgage
Record Updated	Jan 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000324/658
Date	Jan 4, 2022
Book Page	0324/658

Lender

Name	UNIVERSITY OF KENTUCKY FEDERAL CREDIT UN

Agreement

Amount	Amount on Record

June 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FAYETTE KY
Recording Date	Jun 23, 2020
Property Address	628 SPRINGRIDGE DR, LEXINGTON, KY 40503-1718
Document Number	3759/596
Book / Page	3759 / 596
Transaction Type	Transfer
Record Updated	Dec 7, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	FAYETTE KY
Recording Date	Dec 26, 2019
Property Address	628 SPRINGRIDGE DR, LEXINGTON, KY 40503-1718
Document Number	3723/179
Book / Page	3723 / 179
Transaction Type	Transfer
Record Updated	Dec 7, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2026 property tax bill for 628 Springridge Dr was $3,302, up 1.9% from the year before.

Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Municipality	Lexington-Fayette Urban County
Unified School District	Fayette County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,302.00 (+1.91%)	$264,000 (-)	$264,000 (-)
2025	$3,240.00	$264,000	$264,000
2023	$3,240.00	$264,000	$264,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 628 Springridge Dr; there have been 6 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1992–2010)
Claims Outside the SFHA	4 of 6
Most Recent Claim	May 2010 · Severe Storms, Flooding, Mudslides, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 628 Springridge Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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