628 Springbrook Trl N, Oswego, IL 60543 Property Records

Kendall County property record for 628 Springbrook Trl N, Oswego, IL 60543

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,536 sqft · built 2005
Lot Size0.047 acres (2,058 sqft)
Owner2 Company Names on Record
Last Sale$159,500 (Nov 2017)
Tax Bill$6,328 (2024)
Deeds & MortgagesJan 2021 Mortgage
Nov 2017 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN03-03-376-004

Property Details

APN / Parcel Number

Primary APN03-03-376-004

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,536 sqft Living Area
Gross Area1,936 sqft
1st Floor Area1,536 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Construction TypeBrick
Roof MaterialAsphalt
Lot Area2,058 sqft (0.047 acres)
Lot Dimensions81 ft deep x 25 ft wide
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address628 SPRINGBROOK TRL N
CityOSWEGO
StateIL
Zip60543-4001
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 285 SPRINGBROOK AT FARMINGTON LAKES UNIT 2 VILLAGE OF OSWEGO
Legal SubdivisionSPRINGBROOK AT FARMINGTON LAKES
Legal Lot Number285
JurisdictionKENDALL IL
Township / Civil DivisionOSWEGO
Census Block Group1
Census Block1002
Census Tract890103

Owner

Source: Kendall County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address748 SIGMUND RD, NAPERVILLE, IL 60563-1338
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Jan 19, 2021Deed of Trust, Mortgage · Commercial Mortgage
FIRST STATE BANK
Nov 13, 2017Warranty Deed, Transfer · Line of Credit
FIRST STATE BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 13, 2017 · Amount on Record
Deed SaleNov 13, 2017 · Amount on Record
Prior SaleAug 17, 2005 · Amount on Record
Deed Document Number201718002
Prior Transfer DateApr 20, 2016
Prior Transfer Doc0000006173
Record UpdatedOct 29, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENDALL IL
Property Address628 SPRINGBROOK TRL N, OSWEGO, IL 60543-4001
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address748 SIGMUND RD, NAPERVILLE, IL 60563-1338

Mortgage

Document Number0000001563
DateJan 19, 2021
Instrument202100001563
Lender
NameFIRST STATE BANK
TypeBank
AddressNAPERVILLE, IL 60563
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term240 Months
DueJan 10, 2041

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENDALL IL
Recording DateNov 13, 2017
Property Address628 SPRINGBROOK TRL N, OSWEGO, IL 60543-4001
Document Number0000018002
Map ReferenceDOC2004001297
Instrument DateApr 7, 2011
Instrument201700018002
Transaction TypeTransfer
Record UpdatedMay 11, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$159.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address748 SIGMUND RD, NAPERVILLE, IL 60563-1338

Mortgage

Document Number0000018003
DateNov 13, 2017
Instrument201700018003
Lender
NameFIRST STATE BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term238 Months
DueSep 29, 2037

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKendall County
County SubdivisionOswego Township
MunicipalityOswego Village
Unified School DistrictOswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$87,298 (+11%) Land $14,421 Building $72,877$261,894 (+11%) Land $43,263 Building $218,631
2024$6,328.00$78,647 (+23.05%) Land $12,992 Building $65,655$235,941 (+23.05%) Land $38,976 Building $196,965
2022$63,914 Land $10,558 Building $53,356$191,742 Land $31,674 Building $160,068

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 units insured
incl. 6 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSWEGO
serves 38,169 people · EPA ID IL0930150
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
Watch TV
Fixed Wireless
400 / 40
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

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