Essex County property record for 628 Spindle Shop Rd, Loretto, VA 22509
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,998 sqft · built 1974 |
| Lot Size | 2.38 acres (103,673 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $125,000 (Jul 2012) |
| Tax Bill | $1,745 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-3A |
| Primary APN | 11-3A |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,998 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 103,673 sqft (2.38 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 432 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 125 sqft |
| Storage Building | Storage Building |
| Cooling System | HVAC |
|---|---|
| Heating System | Other |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 7470 |
|---|---|
| Street Address | 628 SPINDLE SHOP RD |
| City | LORETTO |
| State | VA |
| Zip | 22509-2020 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-2 |
| Legal Description | ADJ SPINDLE |
| Jurisdiction | ESSEX VA |
| Township / Civil Division | NORTH |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 950600 |
Source: Essex County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 628 SPINDLE SHOP RD, LORETTO, VA 22509-2020 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 10, 2012 · Amount on Record |
| Deed Sale | Jul 10, 2012 · Amount on Record |
| Deed Book / Page | 1200 / 931 |
| Record Updated | Sep 20, 2026 |
Source: Essex County assessment roll, as of October 6, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Essex County |
| Unified School District | Essex County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,745.00 | $317,300 (-) Land $32,400 Building $284,900 | $317,300 (-) Land $32,400 Building $284,900 |
| 2025 | $1,745.00 (+2.71%) | $317,300 (+36.26%) Land $32,400 Building $284,900 | $317,300 (+36.26%) Land $32,400 Building $284,900 |
| 2023 | $1,699.00 | $232,872 Land $25,520 Building $207,352 | $232,872 Land $25,520 Building $207,352 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 20, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Fiber | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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