Lake County property record for 628 Smith Ave, Lake Bluff, IL 60044
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,848 sqft · built 1974 |
| Lot Size | 0.156 acres (6,791 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $220,000 (Aug 2019) |
| Tax Bill | $5,742 (2024) |
| Deeds & Mortgages | Nov 2021 Mortgage Aug 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-18-402-002 |
| Primary APN | 12-18-402-002 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,848 sqft Living Area |
| Gross Area | 3,275 sqft |
| 1st Floor Area | 902 sqft |
| Upper Floors Area | 946 sqft |
| Basement Area | 902 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Townhouse |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 6,791 sqft (0.156 acres) |
| Garage Type | Attached |
| Garage Area | 525 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 628 SMITH AVE |
|---|---|
| City | LAKE BLUFF |
| State | IL |
| Zip | 60044-1719 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BELLE GROVE W1/2 LOT 10 |
| Legal Subdivision | BELLE GROVE |
| Legal Lot Number | 10 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | SHIELDS |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 863202 |
Source: Lake County assessment roll, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 628 SMITH AVE, LAKE BLUFF, IL 60044-1719 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Nov 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Aug 12, 2019 | Warranty Deed, Transfer FIDELITY NATIONAL TITLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 12, 2019 · Amount on Record |
| Deed Sale | Aug 12, 2019 · Amount on Record |
| Prior Sale | May 8, 2000 · Amount on Record |
| Deed Document Number | 20197583432 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 628 SMITH AVE, LAKE BLUFF, IL 60044-1719 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0007846706 |
|---|---|
| Date | Nov 19, 2021 |
| Instrument | 7846706 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Aug 12, 2019 |
| Property Address | 628 SMITH AVE, LAKE BLUFF, IL 60044-1719 |
| Document Number | 0007583432 |
| Instrument Date | Jul 26, 2019 |
| Instrument | 7583432 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2019 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $330.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 628 SMITH AVE LAKE BLUFF IL 600441719, LAKE BLUFF, IL 60044-1719 |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Shields Township |
| Elementary School District | Lake Bluff Elementary School District 65 (KG - 08) |
| Secondary School District | Lake Forest Community High School District 115 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $117,397 (+35.11%) Land $20,395 Building $97,002 | $352,226 (+35.11%) Land $61,191 Building $291,035 | |
| 2024 | $5,742.00 (+11.13%) | ||
| 2023 | $5,167.00 (+2.18%) | $86,890 (+6.98%) Land $15,095 Building $71,795 | $260,697 (+6.98%) Land $45,290 Building $215,407 |
| 2022 | $5,057.00 | $81,224 Land $14,110 Building $67,114 | $243,696 Land $42,334 Building $201,362 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (2017) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Jul 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE BLUFF serves 5,600 people · EPA ID IL0970750 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2024 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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