628 Shoals Rd, Pilot Mountain, NC 27041 Property Records

Surry County property record for 628 Shoals Rd, Pilot Mountain, NC 27041

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,123 sqft · built 1976
Lot Size	0.8 acres (34,848 sqft)
Owner	Individual Name on Record
Last Sale	$195,000 (Mar 2026)
Tax Bill	$865 (2026)
Deeds & Mortgages	Jan 2006 Mortgage Mar 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5955-00-83-4841`

Property Details

APN / Parcel Number

Primary APN	`5955-00-83-4841`
Alternative APNs	`100133819` `84890400`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,123 sqft Living Area
1st Floor Area	1,123 sqft
Basement Area	1,075 sqft
Unfinished Basement	1,075 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1994
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	34,848 sqft (0.8 acres)
Garage Type	Carport
Garage Area	500 sqft
Carport	Carport
Carport Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	169 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	100133819
Street Address	628 SHOALS RD
City	PINNACLE
State	NC
Zip	27043-9115
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RA
Legal Description	SR 2048
Legal Subdivision	PILOT A - RESIDENTIAL
Jurisdiction	SURRY NC
Township / Civil Division	PILOT
Census Block Group	3
Census Block	3018
Census Tract	931200

Owner

Source: Surry County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	628 SHOALS RD, PINNACLE, NC 27043-9115
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2006	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Mar 25, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Mar 25, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 25, 2026 · Amount on Record
Deed Sale	Mar 25, 2026 · Amount on Record
Deed Document Number	2026732407
Deed Book / Page	1968 / 96
Record Updated	Oct 29, 2026

January 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	628 SHOALS RD, PILOT MOUNTAIN, NC 27041
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01113/0346
Date	Jan 5, 2006
Book Page	1113/0346
Instrument	004216710016

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2021

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	628 SHOALS RD, PILOT MOUNTAIN, NC 27041
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001968/100
Date	Mar 25, 2026
Book Page	1968/100
Instrument	732408

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY NC
Recording Date	Mar 25, 2026
Property Address	628 SHOALS RD, PILOT MOUNTAIN, NC 27041
Document Number	0001968/96
Book / Page	1968 / 96
Instrument Date	Mar 21, 2026
Instrument	732407
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	628 SHOALS RD, PINNACLE, NC 27043-9115

Mortgage

Document Number	0000732408
Date	Mar 25, 2026
Instrument	732408

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Tax Assessment & Valuation

Source: Surry County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Surry County
Unified School District	Surry County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$865.00 (+6.4%)	$113,680 (-18.13%) Land $15,600 Building $98,080	$113,680 (-18.13%) Land $15,600 Building $98,080
2025	$813.00 (+29.67%)	$138,850 (+22.14%) Land $19,200 Building $119,650	$138,850 (+22.14%) Land $19,200 Building $119,650
2023	$627.00	$113,680 Land $15,600 Building $98,080	$113,680 Land $15,600 Building $98,080

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surry Telephone Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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