628 Sherman Ave, Elgin, IL 60120 Property Records

Kane County property record for 628 Sherman Ave, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,188 sqft · built 1928
Lot Size	0.202 acres (8,779 sqft)
Owner	Individual Name on File
Last Sale	$122,000 (Jun 2011)
Tax Bill	$4,995 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Mar 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`06-24-226-016`

Property Details

APN / Parcel Number

Primary APN	`06-24-226-016`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,188 sqft Living Area
Gross Area	2,079 sqft
1st Floor Area	1,188 sqft
Basement Area	891 sqft

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Exterior Material	Brick
Lot Area	8,779 sqft (0.202 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	628 SHERMAN AVE
City	ELGIN
State	IL
Zip	60120-6749
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHERMANS ADDN OF BLOCK 10 OF SHERMANS ADDN PART LOTS 2 & 3 DESC IN DOC 142641 BLOCK 7
Legal Subdivision	SHERMANS ADDN
Legal Block	10,7
Legal Lot Number	2,3
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3009
Census Tract	851400

Owner

628 Sherman Ave is owned and occupied by an individual who bought it in June 2011.

Source: Kane County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	628 SHERMAN AVE, ELGIN, IL 60120-6749
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2021	Contract Sale, Transfer · Land Contract MICHAEL MCCONNELL
Mar 8, 2019	Loan Modification, Mortgage · Line of Credit WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2011 · Amount on File
Deed Sale	Jun 1, 2011 · Amount on File
Prior Sale	Dec 28, 2010 · Amount on File
Deed Document Number	201132469
Prior Transfer Date	Oct 9, 2002
Prior Transfer Doc	0000136093
Record Updated	Oct 29, 2026

November 2021: Contract Sale, Transfer

Document Type	Contract Sale
Jurisdiction	KANE IL
Recording Date	Nov 29, 2021
Property Address	628 SHERMAN AVE, ELGIN, IL 60120-6749
Document Number	0000088963
Instrument Date	Aug 9, 2021
Instrument	2021K088963
Transaction Type	Transfer
Record Updated	Dec 8, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Date	Nov 29, 2021

Lender

Name	MICHAEL MCCONNELL
Type	Private Party

Agreement

Type	Land Contract
Amount	Amount on Record

March 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KANE IL
Property Address	628 SHERMAN AVE, ELGIN, IL 60120-6749
Document Number	0000015084
Instrument Date	Mar 8, 2019
Transaction Type	Mortgage
Record Updated	Apr 26, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	628 SHERMAN AVE ELGIN IL 601206749, ELGIN, IL 60120-6749

Mortgage

Document Number	0000015084
Date	Apr 18, 2019
Instrument	15084

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 17, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 628 Sherman Ave was $4,995 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,995.00 Homeowner's exemption	$73,484 (+8.57%) Land $15,014 Building $58,470	$220,540 (+8.57%) Land $45,060 Building $175,480
2024		$67,684 Land $13,829 Building $53,855	$203,133 Land $41,504 Building $161,630
2022	$4,314.00 (+4.84%) Homeowner's exemption	$55,755 (+6.96%) Land $11,391 Building $44,364	$167,265 (+6.96%) Land $34,173 Building $133,092
2021	$4,115.00 Homeowner's exemption	$52,127 Land $10,650 Building $41,477	$156,381 Land $31,950 Building $124,431

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 628 Sherman Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 628 Sherman Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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