628 Seneca St, Volo (Round Lake), IL 60073 Property Records

Lake County property record for 628 Seneca St, Volo, IL 60073

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,696 sqft · built 2010
Lot Size	0.303 acres (13,203 sqft)
Owner	2 Individual Names on File
Last Sale	$278,000 (Sep 2011)
Tax Bill	$12,634 (2024)
Deeds & Mortgages	Mar 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`09-02-401-025`

Property Details

APN / Parcel Number

Primary APN	`09-02-401-025`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	3,696 sqft Living Area
Gross Area	5,963 sqft
1st Floor Area	1,658 sqft
2nd Floor Area	2,038 sqft
Upper Floors Area	2,038 sqft
Basement Area	1,658 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	13,203 sqft (0.303 acres)
Lot Dimensions	125 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	609 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	100 sqft
Deck Area	300 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	628 SENECA ST
City	VOLO
State	IL
Zip	60073-8194
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LANCASTER FALLS SOUTH PARCEL SUB;LOT 30
Legal Subdivision	LANCASTER FALLS SOUTH PARCEL SUB
Legal Lot Number	30
Jurisdiction	LAKE IL
Township / Civil Division	WAUCONDA
Census Block Group	2
Census Block	2020
Census Tract	864207

Owner

Source: Lake County records · APN 09-02-401-025

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	628 SENECA ST, VOLO, IL 60073-8194
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 26, 2011 · Amount on Record
Deed Sale	Sep 26, 2011 · Amount on Record
Prior Sale	Apr 16, 2010 · Amount on Record
Deed Document Number	20116770101
Record Updated	Jun 08, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	628 SENECA ST, VOLO, IL 60073-8194
Transaction Type	Mortgage
Record Updated	Apr 21, 2026
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SERVICE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	628 SENECA ST, VOLO, IL 60073-8194

Mortgage

Document Number	0008089504
Date	Mar 26, 2025
Instrument	8089504

Lender

Name	BAXTER CU
Type	Credit Union
Address	VERNON HILLS, IL 60061

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Mar 30, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Wauconda Township
Municipality	Volo Village
Unified School District	Wauconda Community Unit School District 118 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$157,254 (+5.22%) Land $27,602 Building $129,652	$471,809 (+5.22%) Land $82,814 Building $388,995
2024	$12,634.00 (+10.52%)
2023	$11,431.00 (+2.63%)	$149,456 (+19.27%) Land $23,635 Building $125,821	$448,413 (+19.27%) Land $70,912 Building $377,501
2022	$11,138.00	$125,309 Land $24,434 Building $100,875	$375,964 Land $73,309 Building $302,655

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 20, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

Based on FCC filings for 201 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	VOLO serves 6,629 people
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Barium resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.