628 Sandy Hook Dr, Pass Christian, MS 39571 Property Records

Harrison County property record for 628 Sandy Hook Dr, Pass Christian, MS 39571

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,401 sqft · built 2019
Owner	Individual Name on File
Tax Bill	$3,295 (2025)
Deeds & Mortgages	Oct 2018 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone VE (high risk)
APN	`0212O-02-016.000`

Property Details

APN / Parcel Number

Primary APN	`0212O-02-016.000`
Alternative APN	`070928`

Interior

Full Baths	2 Baths
Building Area	2,401 sqft Adjusted Area
1st Floor Area	1,428 sqft
2nd Floor Area	571 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Exterior Material	Plywood
Foundation Type	Wood
Roof Type	Hip
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	070928
Street Address	628 SANDY HOOK DR
City	PASS CHRISTIAN
State	MS
Zip	39571-2030
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 BLK 21 PASS CHRISTIAN ISLES SEC F
Legal Range	13
Legal Township	08
Legal Section	22
Legal Subdivision	PASS CHRISTIAN ISLES SEC F
Legal Block	21
Legal Lot Number	11
Jurisdiction	HARRISON MS
Township / Civil Division	3
Census Block Group	1
Census Block	1001
Census Tract	3002

Owner

628 Sandy Hook Dr is owned and occupied by an individual who acquired it in September 2013.

Source: Harrison County records, as of December 15, 2025

Owner of Record	Individual Name on File
Mailing Address	628 SANDY HOOK DR, PASS CHRISTIAN, MS 39571-2030
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2018	Deed of Trust, Mortgage GULF COAST BANK AND TRUST CO
Dec 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage XPLORE FCU
Nov 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage GULF COAST BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2013
Deed Sale	Sep 25, 2013
Deed Document Number	2013-0006742-D-J1
Record Updated	Jun 8, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	628 SANDY HOOK DR, PASS CHRISTIAN, MS 39571-2030
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20180009067TJ1
Date	Oct 25, 2018
Instrument	2018-0009067-T-J1

Lender

Name	GULF COAST BANK AND TRUST CO
Address	BOONTON, NJ 07005

Agreement

Amount	Amount on Record
Term	120 Months
Due	Oct 24, 2028

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	628 SANDY HOOK DR, PASS CHRISTIAN, MS 39571-2030
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20200013079TJ1
Date	Dec 15, 2020
Instrument	2020-0013079-T-J1

Lender

Name	XPLORE FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	192 Months
Due	Jan 1, 2036

Interest

Rate Type	Fixed Rate

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	628 SANDY HOOK DR, PASS CHRISTIAN, MS 39571-2030
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20199617TJ1
Date	Nov 4, 2019
Instrument	2019-9617-T-J1

Lender

Name	GULF COAST BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Dec 1, 2039

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 628 Sandy Hook Dr was $3,295 with exemptions applied, up 3.2% from the year before.

Source: Harrison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Harrison County
Unified School District	Pass Christian Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,295.00 (+3.19%) Homeowner's exemption Disabled Person's exemption	$34,118	$341,176 Land $92,000 Building $249,176
2024	$3,193.00 (+22.71%)
2023	$2,602.00 Homeowner's exemption Disabled Person's exemption	$27,538	$275,384 Land $92,000 Building $183,384
2022	$2,602.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 628 Sandy Hook Dr in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	20.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 248 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	248 in force
Nearby Flood Claims	61 (1998–2022)
Most Recent Claim	Jan 2022 · other causes
Claims by Event	Hurricane Zeta, Oct 2020 · 37 claims Hurricane Isaac, Aug 2012 · 3 claims Hurricane Katrina, Aug 2005 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 628 Sandy Hook Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Mississippi
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PASS CHRISTIAN serves 10,436 people · EPA ID MS0240009
Water Source	Groundwater
Last State Inspection	Jan 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
C Spire Wireless Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

Nearby Properties on Sandy Hook Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures