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628 Sable Rd, Spring City, TN 37381 Property Records

Rhea County property record for 628 Sable Rd, Spring City, TN 37381

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,395 sqft · built 1986
Lot Size0.603 acres (26,283 sqft)
Owner2 Individual Names on Record
Last Sale$280,000 (Sep 2011)
Tax Bill$1,556 (2025)
Deeds & MortgagesSep 2025 Sale
Mar 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN072050A B 01300

Property Details

APN / Parcel Number

Primary APN072050A B 01300
Alternative APN
  • 050A B 01300

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,395 sqft Living Area
1st Floor Area1,395 sqft
Basement Area1,167 sqft
Finished Basement1,167 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 2007
Exterior MaterialSiding
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area26,283 sqft (0.603 acres)
Lot Dimensions310 ft deep x 80 ft wide
TerrainRolling
Garage TypeFinished
Garage Area552 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area334 sqft
Deck Area200 sqft
Patio Area660 sqft
Boat AccessBoat Access
Boat House780 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerConnected

Location & Zoning

Street Address628 SABLE RD
CitySPRING CITY
StateTN
Zip37381-4820
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 2; SUBDIVISION: SABLE HILLS
Legal SubdivisionSABLE HILLS
Legal Lot Number13
JurisdictionRHEA TN
Township / Civil Division3
Census Block Group1
Census Block1046
Census Tract975100

Owner

Source: Rhea County records, as of January 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address628 SABLE RD, SPRING CITY, TN 37381-4820
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Ux (and Wife)

Deeds, Mortgages & Sale History

DateDocument
Sep 23, 2025Warranty Deed, Transfer
TITLE INSURANCE COMPANY/CHATTANOOGA, TTL INS CO OF CHATTANOOGA IN
Mar 17, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Sep 18, 2020Deed of Trust, Mortgage
QUICKEN LNS
Oct 18, 2018Deed of Trust, Mortgage · Conventional with PMI
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 2, 2011 · Amount on Record
Deed SaleSep 2, 2011 · Amount on Record
Prior SaleAug 7, 1981 · Amount on Record
Deed Document Number201150359
Deed Book / Page414 / 231
Transfer Doc000401/453
Record UpdatedJun 8, 2026

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRHEA TN
Recording DateSep 23, 2025
Property Address628 SABLE RD, SPRING CITY, TN 37381-4820
Document Number0000030152
Book / Page537 / 269
Map ReferenceMB 3 PG 266
Instrument DateSep 19, 2025
Instrument25030152
Transaction TypeTransfer
Record UpdatedOct 7, 2025
Title CompanyTITLE INSURANCE COMPANY/CHATTANOOGA, TTL INS CO OF CHATTANOOGA IN

Transaction

AmountAmount Recorded
Tax$3,145.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1344 AMBURN LN, KNOXVILLE, TN 37923-1501

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRHEA TN
Property Address628 SABLE RD, SPRING CITY, TN 37381-4820
Transaction TypeMortgage
Record UpdatedApr 8, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number6607
DateMar 17, 2021
Book PageT646/700
Instrument21006607
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2051

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRHEA TN
Property Address628 SABLE RD, SPRING CITY, TN 37381-4820
Document Number0000004794
Instrument DateSep 18, 2020
Transaction TypeMortgage
Record UpdatedDec 7, 2020
Title CompanyOTHER

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address628 SABLE RD SPRING CITY TN 373814820, SPRING CITY, TN 37381-4820

Mortgage

Document Number0000004794
DateNov 25, 2020
Book Page000639/000361
Instrument4794
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
AmountAmount Recorded
Term360 Months
DueNov 24, 2050

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRHEA TN
Property Address628 SABLE RD, SPRING CITY, TN 37381-4820
Document Number0000008748
Instrument DateOct 18, 2018
Transaction TypeMortgage
Record UpdatedNov 8, 2018
Title CompanyTITLE SERVICE AND LIAISON COMPANIES

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address628 SABLE RD SPRING CITY TN 373814820, SPRING CITY, TN 37381-4820

Mortgage

Document Number0000008748
DateOct 31, 2018
Book Page000602/000223
Instrument8748
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueOct 30, 2048

Tax Assessment & Valuation

Source: Rhea County assessment roll, as of January 27, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyRhea County
Unified School DistrictRhea County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,556.00 (-20.37%)$115,375 (+33.11%) Land $33,750 Building $81,625
2024$461,500 (+33.11%) Land $135,000 Building $326,500
2022$86,675 Land $30,000 Building $56,675$346,700 Land $120,000 Building $226,700
2021$1,954.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims3 (1993–2004)
Claims Outside the SFHA1 of 3
Most Recent ClaimSep 2004 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 57% of Tennessee
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATTS BAR UTILITY DISTRICT
serves 16,253 people · EPA ID TN0000872
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2026
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber		1,000 / 1,000

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