628 S Wayne St, Gary, IN 46403 Property Records

Lake County property record for 628 S Wayne St, Gary, IN 46403

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 2,184 sqft · built 1967
Lot Size0.141 acres (6,142 sqft)
OwnerIndividual Name on File
Last Sale$230,000 (Dec 2024)
Tax Bill$1,322 (2024)
Deeds & MortgagesJan 2023 Foreclosure
Mar 2023 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN001-25-47-0464-0025

Property Details

APN / Parcel Number

Primary APN001-25-47-0464-0025
Alternative APNs
  • 45-09-04-426-059.000-004
  • 254704640025

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area2,184 sqft Living Area

Exterior

Year BuiltBuilt 1967
Construction TypeWood
Roof MaterialAsphalt
Lot Area6,142 sqft (0.141 acres)
Lot Dimensions146 ft deep x 42 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number001-25-47-0464-0025
Old Parcel Number254704640025
Street Address628 S WAYNE ST
CityGARY
StateIN
Zip46403-3344
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUNRISE SUB. L.25 BL.3
Legal SubdivisionSUNRISE SUB
Legal Block3
Legal Lot Number25
JurisdictionLAKE IN
Township / Civil DivisionCALUMET
Census Block Group1
Census Block1011
Census Tract10207

Owner

Source: Lake County records · APN 001-25-47-0464-0025

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address628 S WAYNE ST, GARY, IN 46403-3344
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 26, 2023Sheriff's Deed, Foreclosure · Stand-Alone First Mortgage
INDIANA HOUSING & COMMUNITY DEVELOP
Mar 10, 2023Correction Deed
Jan 17, 2020Deed of Trust, Mortgage · Conventional Mortgage
BROKER SOLUTIONS INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 20, 2024 · Amount on Record
Deed SaleDec 20, 2024 · Amount on Record
Prior SaleSep 12, 2024 · Amount on Record
Deed Document Number0000043901
Record UpdatedJun 08, 2026

January 2023: Sheriff's Deed, Foreclosure

Document TypeSheriff's Deed
JurisdictionLAKE IN
Recording DateJan 26, 2023
Property Address628 S WAYNE ST, GARY, IN 46403-3344
Document Number0000004145
Map ReferenceMB 32 PG 77
Instrument DateJan 06, 2023
Instrument2023-004145
Transaction TypeForeclosure
Record UpdatedAug 10, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address11001 LAKELINE BLVD, AUSTIN, TX 78717-5997

Mortgage

Document Number0000002546
DateJan 26, 2023
Instrument2023-502546
Lender
NameINDIANA HOUSING & COMMUNITY DEVELOP
TypeGovernment Agency
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

March 2023: Correction Deed

Document TypeCorrection Deed
JurisdictionLAKE IN
Recording DateMar 10, 2023
Property Address628 S WAYNE ST, GARY, IN 46403-3344
Document Number0000007136
Map ReferenceMB 32 PG 77
Instrument DateJan 01, 2023
Instrument2023-507136
Record UpdatedOct 02, 2023

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5600 GRANITE PKWY # VII, VII, PLANO, TX 75024-4177

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address628 S WAYNE ST, GARY, IN 46403-3344
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyVANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000004548
DateJan 17, 2020
Instrument2020 004548
Lender
NameBROKER SOLUTIONS INC
TypeFunding / Finance Company
AddressTUSTIN, CA 92780
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJan 01, 2040

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionCalumet Township
MunicipalityGary City
Unified School DistrictGary Community School Corporation (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$201,300 (+93.19%) Land $7,100 Building $194,200$201,300 (+93.19%) Land $7,100 Building $194,200
2024$1,322.00 (+44.48%)
2023$104,200 (+29.76%) Land $7,100 Building $97,100$104,200 (+29.76%) Land $7,100 Building $97,100
2022$915.00 (-40.43%) Homeowner's exemption$80,300 Land $7,100 Building $73,200$80,300 Land $7,100 Building $73,200
2021$1,536.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 16, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
lower than 97% of the US · lower than 78% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Frontier.

Based on FCC filings for 115 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemINDIANA AMERICAN WATER - NORTHWEST
private · serves 210,510 people
Water SourceSurface water
Last State InspectionJun 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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