628 S State St, Lockport, IL 60441 Property Records

Will County property record for 628 S State St, Lockport, IL 60441

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,824 sqft
Lot Size	0.15 acres (6,740 sqft)
Owner	Trust Name on File
Last Sale	$305,000 (Oct 2023)
Tax Bill	$7,702 (2025)
Deeds & Mortgages	Jan 2024 Transfer Oct 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11-04-23-150-005`

Property Details

APN / Parcel Number

Primary APN	`11-04-23-150-005`
Alternative APN	`04231500050000`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	1,824 sqft Living Area
Basement Area	912 sqft
Unfinished Basement	912 sqft

Exterior

Lot Area	6,740 sqft (0.15 acres)
Garage Type	Detached
Garage Area	440 sqft

Location & Zoning

Street Address	628 S STATE ST
City	LOCKPORT
State	IL
Zip	60441-3035
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE W 60 FT OF LOT 7 IN BLK 50 IN THE E1/2 OF THE NW1/4 OF SEC. 23, T36N-R10E.
Legal Range	10E
Legal Township	36N
Legal Section	23
Legal Subdivision	CITY OF LOCKPORT
Legal Block	50
Legal Lot Number	7
Jurisdiction	WILL IL
Township / Civil Division	LOCKPORT
Census Block Group	1
Census Block	1034
Census Tract	880602

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lockport Historic District listed 1975 · 68 contributing resources · NRIS 75000676

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

628 S State St is held in a trust since December 2023.

Source: Will County records, as of August 24, 2026

Owner of Record	Trust Name on File
Mailing Address	592 E 13TH ST, LOCKPORT, IL 60441-3633
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2024	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Oct 11, 2023	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Nov 1, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 26, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage LINCOLN COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 11, 2023 · Amount on File
Deed Sale	Oct 11, 2023 · Amount on File
Prior Sale	Feb 9, 2006 · Amount on File
Deed Document Number	202353457
Last Transfer Date	Dec 18, 2023
Transfer Doc	0000000996
Record Updated	Oct 29, 2026

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WILL IL
Recording Date	Jan 5, 2024
Property Address	628 S STATE ST # 2, 2, LOCKPORT, IL 60441-3035
Document Number	0000000996
Instrument Date	Dec 18, 2023
Instrument	R2024000996
Transaction Type	Transfer
Record Updated	Jan 18, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	592 E 13TH ST, LOCKPORT, IL 60441-3633

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	WILL IL
Recording Date	Oct 11, 2023
Property Address	628 S STATE ST # 2, 2, LOCKPORT, IL 60441-3035
Document Number	0000053457
Instrument Date	Oct 2, 2023
Instrument	R2023053457
Transaction Type	Transfer
Record Updated	Jan 18, 2024
Title Company	GREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$305.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	592 E 13TH ST, LOCKPORT, IL 60441-3633

Mortgage

Document Number	0000053458
Date	Oct 11, 2023
Instrument	R2023053458

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WILL IL
Recording Date	Nov 1, 2019
Property Address	628 S STATE ST # 1, 1, LOCKPORT, IL 60441-3035
Document Number	0000077798
Instrument Date	Oct 9, 2019
Instrument	77798
Transaction Type	Transfer
Record Updated	Nov 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	11459 TWIN LAKES DR ORLAND PARK IL 604671336, ORLAND PARK, IL 60467-1336

March 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WILL IL
Recording Date	Mar 26, 2019
Property Address	628 S STATE ST # 1, 1, LOCKPORT, IL 60441-3035
Document Number	0000016931
Instrument Date	Mar 20, 2019
Instrument	R2019016931
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	CHICAGO TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11459 TWIN LAKES DR, ORLAND PARK, IL 60467-1336

Mortgage

Document Number	0000016932
Date	Mar 26, 2019
Instrument	R2019016932

Lender

Name	LINCOLN COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 628 S State St was $7,702, up 4.1% from the year before.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Lockport Township
Municipality	Lockport City
Elementary School District	Lockport School District 91 (KG - 08)
Secondary School District	Lockport Township High School District 205 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,702.00 (+4.12%)	$92,364 (+7.2%) Land $22,467 Building $69,897	$277,092 (+7.2%) Land $67,401 Building $209,691
2024	$7,397.00	$86,160 Land $20,958 Building $65,202	$258,480 Land $62,874 Building $195,606
2022	$6,642.00	$72,152 Land $17,550 Building $54,602	$216,456 Land $52,650 Building $163,806

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 628 S State St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	14 (1981–2019)
Claims Outside the SFHA	4 of 14
Most Recent Claim	Sep 2019 · other causes
Claims by Event	Severe Storms And Flooding, Jul 1996 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 628 S State St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOCKPORT serves 23,100 people · EPA ID IL1970500
Water Source	Groundwater
Last State Inspection	May 2025
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	40 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Frontier.

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