628 S Orange Ave, El Cajon, CA 92020 Property Records

San Diego County property record for 628 S Orange Ave, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,147 sqft · built 1949
Lot Size	0.168 acres (7,305 sqft)
Owner	Individual Name on Record
Last Sale	$635,000 (May 2021)
Tax Bill	$8,627 (2025)
Deeds & Mortgages	May 2021 Transfer May 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`488-281-20-00`

Property Details

APN / Parcel Number

Primary APN	`488-281-20-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,147 sqft Living Area

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Lot Area	7,305 sqft (0.168 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	628 S ORANGE AVE
City	EL CAJON
State	CA
Zip	92020-5115
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	BLK 7 LOT 4 TR 000997
Legal Subdivision	SMITH & HUBBELLS ADD
Legal Tract	000997
Legal Block	7
Legal Lot Number	4
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2014
Census Tract	15802

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	628 S ORANGE AVE, EL CAJON, CA 92020-5115
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
May 24, 2021	Intrafamily Transfer, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
May 24, 2021	Grant Deed, Transfer · Conventional Mortgage POINT MORTGAGE CORP
Dec 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Jan 5, 2018	Grant Deed, Transfer · Conventional Mortgage ETHOS LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 24, 2021 · Amount on Record
Deed Sale	May 24, 2021 · Amount on Record
Prior Sale	Jan 5, 2018 · Amount on Record
Deed Document Number	2021391495
Prior Transfer Date	May 5, 2021
Prior Transfer Doc	0000391496
Record Updated	Oct 29, 2026

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	May 24, 2021
Property Address	628 S ORANGE AVE, EL CAJON, CA 92020-5115
Document Number	0000391496
Map Reference	MAP 997
Instrument Date	May 5, 2021
Instrument	2021-0391496
Transaction Type	Transfer
Record Updated	Aug 1, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	628 S ORANGE AVE, EL CAJON, CA 92020-5115

May 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 24, 2021
Property Address	628 S ORANGE AVE, EL CAJON, CA 92020-5115
Document Number	0000391495
Map Reference	MAP 997
Instrument Date	Apr 28, 2021
Instrument	2021-0391495
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	628 S ORANGE AVE, EL CAJON, CA 92020-5115

Mortgage

Document Number	0000391497
Date	May 24, 2021
Instrument	2021-0391497

Lender

Name	POINT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	628 S ORANGE AVE, EL CAJON, CA 92020-5115
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TTL ORANGE CNTY BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	628 S ORANGE AVE, EL CAJON, CA 92020-5115

Mortgage

Document Number	0000814126
Date	Dec 18, 2020
Instrument	2020-0814126

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 5, 2018
Property Address	628 S ORANGE AVE, EL CAJON, CA 92020-5115
Document Number	0000006703
Instrument Date	Dec 13, 2017
Instrument	6703
Transaction Type	Transfer
Record Updated	Jan 10, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$484.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	628 S ORANGE AVE EL CAJON CA 920205115, EL CAJON, CA 92020-5115

Mortgage

Document Number	6704
Date	Jan 5, 2018
Instrument	6704

Lender

Name	ETHOS LNDG
Address	PITTSBURGH, PA 15212

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 4, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$701,088 (+2%) Land $353,304 Building $347,784
2025	$8,627.00 (+2.62%) Homeowner's exemption	$687,342 (+4.04%) Land $346,377 Building $340,965
2023	$8,407.00 (+1.85%) Homeowner's exemption	$660,654 Land $332,928 Building $327,726
2022	$8,254.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1980)
Most Recent Claim	Feb 1980 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 618 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon, Wyyerd Connect.

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